Credit
A number of points that demonstrate your Credit Risk
What is a debit card?
A card that takes money directly out of your account?
What is the goal of a union
To secure better wages, healthcare and retirement benefits, safer working conditions, job security, and a collective voice on the job.
What is the difference between overt racism and microagressions?
Overt racism is a blatant, intentional act of discrimination or hostility, whereas microaggressions are subtle, often unintentional, everyday slights or invalidations that communicate bias.
What is the smallest state by land mass?
Rhode Island
How old do you have to be to get your own credit card?
18 years old
Money that you make in any given year.
Income
Name a group of people more likely to be scammed
Elderly, Desperate
What is Internalized Racism?
Racism towards one own racial group
How many total players are on the field at any given time in a soccer or American Football game?
22
Does a credit card take money out of your account or is it a loan?
Loan.
Explain one benefit of Budgeting
1. Gain control over your money
2. Plan and save for retirement
3. Keep you focused on financial goals
4. Prevent unnecessary debt
Most common type of scam
Advance Fee Scam: You pay for something up front, but never receive the goods or services.
For every dollar a man makes in the United States, Women make _____ cents.
81-85 cents
What was the final state to be included in the United States as of 2026?
Hawaii
What percentage of your overall credit limit should you never go over?
30%
What is a fixed expense? Provide an Example
Expenses that do not change regularly
- Car Payment
- Rent
- Mortgage
ETC.
One way that you can avoid being scammed
Answers May Vary
Provide an example of dehumanization
Answers May Vary
What is the Capital of New Jersey
Trenton
Explain credit limit.
Credit limit is the maximum amount of money that can be spent on that card
This type of Expense changes regularly. Also provide an example.
Variable Expenses
- Gasoline
- Car repair/ Maintenance
- Groceries
- Clothing
a collective work stoppage by employees to force an employer to meet demands, such as better pay, safer conditions, or improved benefits
What is the difference between Equity and Equality
Need vs Same
In what year did the Disney movie Frozen release?
2013
What are the three credit bureaus?
TransUnion, Equifax, and Experian.
What is Surplus?
Money that you have left over after all expenses are paid.
In which city was the first National American Workers' Union created?
Baltimore, MD
Which numbered plastics are recyclable in most places?
1+2
How many people were killed at the Boston Massacre?
5