WHOLE LIFE
TERM
MORTGAGE PROTECTION
PAID UP TO 65
ADB AND AD&D
100

IF A POLICY IS GATHERING MONEY A PERSON CAN GET A LOAN ON THEIR POLICY, WHAT IS THE MONEY BORROWED CALLED?

WHAT IS LOAN VALUE

100

This is the primary purpose of term life insurance for most families.

What is income replacement

100

WHICH TYPE OF POLICY IS MORTGAGE PROTECTION

WHAT IS DECREASING TERM?

100

WITH THIS TYPE OF POLICY WHAT IS THE MAIN OBJECTIVE. 

WHAT IS PAYEMENT ENDS AT 65.

100

WHAT DOES THE CAUSE OF DEATH HAVE TO BE STATED FOR ADB AND AD&D TO PAY OUT

WHAT IS ACCIDENTAL 

200

IN YEAR 2 OF A SENIOR GRADED POLICY, THIS PERCENTAGE OF FACE AMOUNT IS PAID.

WHAT IS 50%

200

Conversion periods end

WHAT IS ON SPECIFIED POLICY ANNIVERSARY?

200

IF WAVIER OF PREMIUM IS ACTIVATED DUE TO DISABILITY AT THE END OF CONVERSION PERIOD COVERAGE WILL AUTOMATICALLY BE

WHAT IS CONVERTED TO PERMANENT LIFE PLAN

200

 A POSITIVE BENEFIT FOR TERM TO 65

WHAT IS THE RATES DO NOT CHANGE?

200

HOW MUCH ACCIDENTAL DEATH BENEFIT CAN A POLICY HOLDER HAVE ON ONE POLICY?

WHAT IS 200,000

300

A WHOLE LIFE POLICY DOES TWO THINGS ONE IS DOES NOT INCREASE AND ___________?

WHAT IS RENEWS

300

4TRC LOWEST AMOUNT THAT CAN BE PUT IN PLACE 

WHAT IS 100,000

300

AT WHAT YEAR ARE CONVERSIONS AVAILABLE UP TO FOR A 15 YEAR MORTAGAGE PROTECTION PLAN

WHAT IS YEAR 13

300

PREMIUMS ARE PAYABLE UNTIL WHEN 

WHAT IS POLICY ANNIVERSARY AT AGE 65?

300

WHAT KIND OF POLICY DOES AIL GIVE TO OUR SPONORSHIP PROGRAM?

WHAT IS AN ACCIDENTAL DEATH AND DISMEMBERMENT POLICY

400

THIS TYPE OF POLICY GRADUALLY INCREASES BENEFITS OVER TIME?

WHAT IS SENIOR GRADED WHOLE LIFE

400

Coverage may be renewed at the end of each 10-year period prior to

WHAT IS AGE 65

400

IN A MORTGAGE PROTECTION PLAN THE INITIAL VALUE PER UNIT 

WHAT IS 1,000

400

WHEN CONVERTING WHOLE LIFE OR TERM WITHOUT HAVING TO MAKE ANY MORE PAYMENTS 

WHAT IS REDUCED TO PAID UP TO 65?

400

AD&D POLICY IS PAID YEARLY AT A LOW RATE OF CENTS ON A DOLLAR EXAMPLE 25,000 FOR

WHAT IS $25.00 PER YEAR

500

A WHOLE POLICY PAYS THE DEATH BENEFIT NO MATTER _______?

WHAT IS HOW LONG THE INSURED LIVES

500

Renewal premium rates are the regular premium rates at attained age of the Insured

WHAT IS on the renewal date

500

FOR MORTGAGE PROTECTION PLANS THE MINIMUM COVERAGE AMOUNT

WHAT IS 20,000

500

WHAT TYPES OF POLICY ARE PAID UP AT 65?

WHAT IS WHOLE AND TERM.

500

HOW MUCH ACCIDENTAL DEATH BENEFIT CAN A POLICY HOLDER HAVE IN TOTAL?

WHAT IS 300,000

M
e
n
u