PEO 101
Under a PEO relationship, this term describes the shared employment arrangement between Vensure and the client.
What is co-employment?
Form 941 is used to report this specific tax, which is equally split and paid by both the employer and the employee.
What is FICA (Social Security and Medicare taxes)?
The federal law governing overtime and minimum wage.
What is the FLSA?
This international solution allows companies to hire employees abroad without establishing a foreign entity.
What is EOR?
This federal law allows workers to temporarily continue their group health insurance after leaving a job.
What is COBRA?
This major national trade association represents the PEO industry in the United States
What is NAPEO
When a company leaves a PEO mid-year, this specific federal payroll tax restarts at zero for every employee because the IRS views the exit as a change in the legal Employer Identification Number (EIN).
What is FUTA?
This 1990 law requires employers to provide reasonable accommodations for qualified individuals with disabilities.
What is the Americans with Disabilities Act (ADA)?
This Vensure offering helps businesses find, hire, and pay workers in more than 175 countries.
What is Vensure Global?
This federal law allows eligible employees to take up to 12 weeks of unpaid, job-protected leave for specified family and medical reasons.
What is the Family and Medical Leave Act (FMLA)?
When a company joins a PEO, the current employees do not need to be physically terminated, but they must complete this standard tax document under the PEO’s tax ID to officially transition payroll.
What is a Form W-4?
This specific metric represents the ratio of total insurance claims paid out versus the total insurance premiums collected by a PEO's master health plan, which underwriters use to calculate the client's next annual renewal rate.
What is the Loss Ratio (or Medical Loss Ratio / MLR)?
A terminated employee alleges discrimination based on age. This insurance may help cover the claim.
What is EPLI?
The referral program designed to educate employees on Vensure's solutions.
What is Vensure Engage?
In workers' comp premium calculations, an Experience Modification Rate (E-Mod) rating of this exact number signifies that a company's safety performance is perfectly average for its industry.
What is 1.0?
Under federal labor laws, employees must be explicitly categorized into one of these two classifications to determine whether or not they are legally owed overtime pay.
What are Exempt and Non-Exempt?
Reaching this specific number of participants typically triggers the requirement for an independent audit of a company's 401k plan.
What is 100?
PEOs assist clients with this annual reporting requirement that categorizes a workforce by race, ethnicity, and gender.
What is the EEO-1 Report?
How many products in the Prism tech stack?
What is 41?
Under ERISA, a PEO that exercises discretionary authority over the management or administration of a client company's 401(k) plan is legally designated as this type of responsible party.
What is a Fiduciary?
Title VII of the Civil Rights Act of 1964 applies to private employers who maintain at least this number of employees.
What is 15? (6 or more for Indiana)
For a standard qualifying event, this is the maximum number of months COBRA coverage lasts, and the maximum percentage of the premium the employee can be charged.
What are 18 months and 102%?
When an employer is notified of an OSHA-recordable injury or illness, the risk manager has this maximum number of calendar days to enter the incident details into the active OSHA 300 log.
What is 7 calendar days? (The clock starts the moment the employer learns of the incident).
Vensure's mission is to do this for entrepreneurs.
What is help them build stronger companies by providing innovative solutions and unparalleled service?
According to IRS Revenue Procedure 2026-26, an employer-sponsored health plan will be considered "affordable" for the upcoming 2027 plan year if the employee’s required self-only contribution does not exceed this exact percentage of their household income.
What is 10.22%? (Up from 9.96% in 2026).