Billing
General
coverage
Thirdparty
Endorsement
100

What are the acceptable payment method ?

Credit / debit card

ACH

Branded Money Order 

Paper Check 

100
  • A form of proof of insurance which can be provided, but are more general than what one may see on a full Proof of Coverage (POC) document.

Evidence of Insurance (EOI)

100
  • An instance of two objects/vehicles forcefully hitting each other, typically resulting in damage or injury.

Collision

100

a party other than the insured who does not have ownership in the item and therefor no liability associated to the item.

Interested Party

100
  • A specified amount of money that the insured must pay out-of-pocket before Allstate will pay a claim.

Deductible

200

What is the Standard Grace period for Auto Policy ?

17 days 

but in some state like 


  • Connecticut (CT): Customer will be provided 20 days.
  • Delaware (DE): Customer will be provided 30 days.
  • District of Columbia (DC): Customer will be provided 19 days.
  • Kentucky (KY): Customer will be provided 19 days.
  • Massachusetts (MA): Customer will be provided 19 days.
  • Michigan (MI): Customer will be provided 19 days.
  • New Jersey (NJ): Customer will be provided 24 days.
  • South Carolina (SC): Customer will be provided 21 days.
  • Vermont (VT): Customer will be provided 24 days.
200

usually ordered from court, and must be maintained for a specific amount of time as determined by a judge or law official.

Certificate of Financial Responsibility (CFR)

200
  • Comprehensive insurance is designed to protect a vehicle owner from financial loss due to events outside of collisions, such as theft or natural disasters.

Comprehensive

200
  • A financial lender that legally has an interest up to the amount of money borrowed or still owed on the asset(s) such as a vehicle or motorcycle.
    • Examples:
      • Bank
      • Finance company
      • Credit union 

Lease / Lienholder

200

The potential, industry-expected cost of rebuilding or repairing items after a covered loss, ensuring the coverage meets a customer's rebuilding/repairing needs

Estimated Replacement cost

300

What payment method is applicable for enrolling in EZP ? 

Bank Account 

300

can act as a proof of coverage/evidence of insurance, and only generate when a lienholder requires one.

Certificate of Insurance (COI)

300
  • The amount of risk or liability that is covered against financial losses as a result of an incident.

Coverage

300
  • A person or group authorized to act as agent for a particular community, generally found by using an individual's address or ZIP Code. 
  • Local Agent/Agency
300
  • A modification or amendment to a policy like adding, editing, or removing a coverage or an item.

Endorsement

400

Customer is from the state of Nj and they want to make a payment overnight using paper check, What is the payment billing Address ?

Attn: Allstate 4310  
2640 White Oak Cir
Suite C
Aurora, IL 60502

400

A government agency that administers motor vehicle registration and driver licensing

Department of Motor Vehicles (DMV)

400
  • A specified amount of money that the insured must pay out-of-pocket before Allstate will pay a claim.

Deductible

400
  • A financing company who lends out money (a loan) for the property (home, condominium, mobile/manufactured home) and who has the legal right to take possession of the property or sell it.
    • Example: Loan companies.

Mortgage/Mortgagee

400

The date when coverage contractually begins; this can be used for New Business and endorsement activity.

Effective Date

500

If Asc Has a 7 days payment extension for payment what about Legacy ? 

Payment Suspension 

500
  • A recurring policy document that issues for each policy term, outlining the individuals and coverage for the current policy period. It will include customer information like:
    • Vehicle and operator information (Auto)      
    • Rating information (Property)
    • Deductibles
    • Policy coverage(s)
    • Limits of liability
    • Policy period information
    • Lienholder, mortgagee or other interested party information

Declaration Page

500
  • A modification or amendment to a policy like adding, editing, or removing a coverage or an item.

Endorsement

500

is an intimate relationship between people, usually couples, who live together and share a common domestic life but who are not married, legally recognized under state or local law.

Domestic Partner

500
  • Being held responsible for the apparent risk.
  • Generally when someone mentioned _______ or ______  insurance, they are referencing having coverage to protect against claims resulting from Bodily Injury (AA) and Property Damage (BB).

Liability

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