Compliance
Family Expense Laws
The Basics of Collecting
Who's Who
Statute of Limitations
100

This must be stated on every call

This call may be recorded

100

What we consider a family

Spouses in a marriage and the minor children of the spouses.

100

This is the dialing system we use to make inbound and outbound calls?

TCN

100

This person is the Chief Financial Officer of Professional

Ginger Patmore

100

This is the statute of limitations for a medical obligation in OR and WA.

6 years.

200

This must be stated on every call that we verify the correct party

Mini-Miranda...MM

200

This defines separated spouses

Living in separate residences without the intention of reconciling at the time the debt was incurred.

200

The 3 states you are not allowed to talk on.

Idaho, Arkansas, and Minnesota.

200

This person is your Call Center Supervisor. 

Ryan Hammond

200

This is the statute of limitations for municipal accounts in Oregon. 

None! Except Marion County is 20 years.

300

The necessary script for every re-occurring payment.

Reg-E / Re-Occurring Payment Script

300

Are Non-Married parents both responsible for the debts incurred for medical debts for their biological child?

Yes

300

What a non-attorney third party can use to look up an account

An account number

300

This person is the VP of Collections. 

Carl Christensen

300

This is where you can look up a statute of limitations. 

State Licensing Map

400

This is required for authorization for a one time payment over the phone.

Verbal Authirozation

400

Would a consumer be responsible for a medical debt that their spouse incurred during their marriage?

Yes

400

This is the field you look at to know if an account is a legal account 

The status code

400

This person is the head of HR. 

Karla Graves

400

This is the effect of a voluntary payment made in statute by the consumer on the statute of limitations. 

The statute gets reset. 

500

This is used as an electronic signature for re-occurring payments or E-SIG

Pressing any 3 numbers on the telephone keypad.

500

Are step-parents responsible for medical debts of their step-children?

Yes, as long as they are legally married step-parents 

500

These are the four types of people you can speak to on accounts 

Responsible Party Listed, Spouse, Attorney, and the Ok to Talk To  

500

This person is where the name "Hawes Group" comes from. 

Joe Hawes

500

This is the statute of limitations on a rental property in Oregon. 

1 year. (Washington is 6)

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