Cues/Reasons for Needing an Auto Loan
They need to upgrade to a bigger vehicle
Growing Family
A member has a loan with another institution but wants our lower rate?
Refinance
Why choose OneAZ for an Auto Loan?
Competitive Rates
What is the one thing every loan applicant is required to have with us?
OneAZ Membership
They want to save money from interest
Lower Rate
A member wants to buy a brand new vehicle
Dealer Purchase
What OneAZ product gives a .25% discount?
Benefits Checking
How does a member get an auto loan with us?
They have to get Credit Qualified with a banker.
They need more money month to month
Lower Payment
The sale of a vehicle between two individuals?
Private Party Purchase
What optional product do we have that protects you in case of a totaling vehicle accident, and gives you $500 deductible reimbursement?
Our discounted GAP insurance!
How many miles is too many miles (generally)?
120k +
They need some extra cash, quick!
Cashout refi on a vehicle they own
What if someone owns their car outright but needs some additional funds?
Cash Out Refinance
What optional coverage do we offer to lock in future repairs to vehicles that comes with 24/7 roadside assistance?
Affordable Warranties!
How old does the car have to be to finance more than 50% of the value
9 years or newer