读+翻译：生词
换
Huàn
change; exchange
翻译：
我想开个账户，怎么办手续？
I'd like to open an account. How do I apply?
读并翻译下面课文的原句：
你得设一个用户名和密码。
You have to set up a username and password.
翻譯:
第一次在我们的网站上注册，您需要先设一个用户名和一个密码。
The first time you register on our website, you need to set up a username and a password.
支付
Zhīfù
pay
翻译:
只要在银行的网站上注册一下就行了。
As long as you register on the bank’s website, that’ll do it.
读并翻译下面课文的原句：
除了交费以外，网上银行还有别的服务吗？
Besides payment, are there other services in online banking?
翻译：
中国银行是中国最大的银行之一。他们什么服务都有，你可以在那儿开账户，存钱，取钱，换外汇什么的。
Bank of China is one of the largest banks in China. They have all kinds of services, you can open an account there, deposit money, withdrawing money, exchanging foreign exchange and so on.
密碼
mìmǎ
password
翻譯:
In the past, Chinese people usually paid for things in cash.
以前，中國人買東西通常用現金付款。
讀並翻譯下面課文的原句:
大多數中國人都用移動支付，連小販都用手機收費。
Most Chinese people use mobile payments, and even vendors use mobile phones to pay.
翻譯:
我們在一周以後會給您寄一張銀行卡，然後您就可以在自動提款機上提取現金了。
We'll send you a card in the mail after a week, and you can withdraw cash at the ATM.
賬單
zhàngdān
bill
翻譯:
Link my bank account with e-wallet.
把我的銀行賬戶和電子錢包連在一起。
讀並翻譯下面課文的原句:
今年我來中國留學，才發現現在，我已經習慣用手機支付，身上幾乎不帶現金了。
I came to China to study this year, only to find out that now, I am used to paying with my mobile phone, and I hardly carry cash with me.
翻譯:
你只要在網上填寫信用卡申請表，然後提交你的表格，他們馬上會告訴你你是否可以申請到信用卡。
You just fill out the credit card application online, submit your form, and they'll let you know right away if you're eligible for the credit card.
軟件
ruǎnjiàn
software
翻譯:
When you buy something, you can just use your cellphone to scan the code.
買什麼東西，用手機掃一下碼就行了。
讀並翻譯下面課文的原句:
A：我要存3,000美元，需要兌換成人民幣嗎？
B：不需要，您可以直接存美元，取人民幣。
A: I want to deposit USD 3,000, do I need to convert it into RMB?
B: No, you can directly deposit USD and withdraw RMB.
翻譯:
定期存款不能隨時取錢。比如，存一年的定期，你得一年以後才能取錢。不過，定期的利息高一些。
Fixed deposits cannot be withdrawn at any time. For example, if you deposit for one year, you can only withdraw the money after a year. However, fixed interest rates are higher.