Hierarchy of Needs
What is a value? Provide an example.
Values are the things that matter to us. Values have a large impact on our needs. Everyone has different needs based on their values and vice versa.
Give one example of renter's responsibility.
Pay rent on time, keep rental clean and undamaged, pay utility bills if not included, don't change rental without landlord's approval, give written notice if you move
Name a do and a don't for texting.
Do's: Respond in a timely manner Proofread/check what you wrote before sending a text, Be concise and to the point
Don'ts: Send private or sensitive information through text messages. Send messages at late hours, Text while feeling overwhelmed with negative feelings.
What is a budget and what is its benefits?
A budget is a financial plan that outlines how an individual or organization will spend and save their money over a defined period, like a month, quarter, or year.
Benefits: saving money and reaching your financial goals, working towards financial independence, avoiding and managing debt
Define leisure and provide an example
Leisure is time that is free from work, school, or other obligations, allowing for rest, recreation, or personal pursuits.
Examples are endless.
What is the hierarchy of human needs?
The hierarchy of needs are the levels of human needs we try to fulfill; it is harder to get up to the next level if you can’t fulfill the needs at the lower level. F
Give one example of a landlord's responsibility.
Name a do and don't when using social media.
Do's: Be kind and considerate towards others, remember that your posts are public, social media posts can remain on the internet forever, watch out for fake friend requests.
Dont's: Download/install software from social media platforms, use the same password for banking, social media, email, and other important platforms, engage with unusual posts or advertisements from your friends.
What is a benefit from using a bank?
You can earn interest, depending on the type of bank account you open
Convenience
Safety and security for your money and from federal deposit insurance
What is mental health, and how is it different from physical health?
Mental health encompasses our emotional, psychological, and social well-being, affecting how we think, feel, and act.
Physical health, on the other hand, is the overall well-being of the physical body.
What is one level included in the hierarchy of needs?
Basic life needs, basic health and safety, social, self-confidence, fulfillment
What is one thing that must be included in a lease?
Length of lease, what is included in rent/cost payment terms and due dates, late fees, security deposit conditions, maintenance and use of rental unit landlord access.
Name two examples of what being a good roommate looks like.
(can be multiple answers)
Provide a healthy environment, complete a list of shared tasks/responsibilities, be respectful of each other and your shared space.
What is credit, and how do you get a credit card?
Ability to buy things and pay for them back later, Useful in times of emergencies, credit cards allow for large purchases while paying for them over tim. A credit cards have a credit limit, interest, fees, and benefits
Disadvantages: high interest, late fees, easy to overspend, and so on.
How to get a credit card:
Need to be 18, have a good credit score, and steady income
Check if credit score is good enough
Research credit cards: Their annual fees, interest rates, and rewards
Apply for a card Consider Secured Cards as an option
What are some things you can do to support your mental health?
Practice mindfulness, connecting with others, learn ways to handle stress, practice self-compassion.
What are the benefits of having stable housing? Where is this on the hierarchy of needs pyramid?
(Many answers accepted) Stable housing provides numerous benefits, including improved physical and mental health, sense of safety and security, community involvement. It creates a foundation for overall well-being and allows individuals and families to thrive.
Hierarchy of needs: Basic life needs
Why is a lease important?
It is a legally binding contract between a landlord and a tenant that outlines the terms and conditions of renting a property. It serves as a crucial document that protects the rights and responsibilities of both parties involved in the rental process.
Name two examples of what being a good neighbor looks like.
(can be multiple answers)
Introduce yourself, mind your noise/volume, be approachable, communicate respectfully, be social, watch out for one another
What is a credit score, and why is it important?
Credit report: A detailed record of an individual’s credit history, including payment history, outstanding debts, and credit inquiries. It demonstrates how an individual has managed their credit and is used to assess financial trustworthiness.
Credit reporting agencies keep track of the money you borrow, how much is borrowed, the amount of time it takes to repay it, type of loan, etc.
Low score = potential denial from landlord/employer
List three things you need to consider when wanting to participate in desired leisure activities.
Personal Interests & Preferences
Time Availability & Commitment
Required Resources