Personal Deposit Products
$100 Minimum Deposit
$500 Minimum balance required
Monthly paper statements with check images
Fees vary based on account activity.
Free notary services
Unlimited check writing
Free bill pay
What is Commercial Checking Account?
A convenient way to safeguard your valuables and important documents.
What is a Safe Deposit Box?
Convenience of accepting card payments. Multiple processing equipment options to meet the needs of your business.
What is Merchant Services?
The best time to uncover a customer need.
What is during everyday conversations?
$300 Minimum Balance
Free Checks
2 Free Cashiers Checks
Free Notary
What is the Fifty Plus Account?
$1000 minimum monthly balance
300 free items per month
Earns interest
Free bill pay
What is Business Interest Checking Account?
Save overdraft fees with a convenient link to another Chambers Bank account for an $8 fee per transfer.
What is overdraft protection?
Provide an electronic file listing all checks written on your account, and when checks are presented for payment, they are compared to the details that you provided to us. Get notified when a check is presented for payment that does not match the details you provided. You review and approve all exceptions. Create rules for how ACH items are processed.
What is Positive Pay?
The goal of asking open‑ended questions.
What is understanding the customer’s full financial picture?
$2500 Minimum Deposit to open
$2500 minimum deposit
Earns interest
6 Free withdrawls
What is the Money Market Account?
$100 minimum monthly balance
Earns interest
3 free withdrawals per month
What is Business Savings
With a few clicks, you can pay anyone–no matter where they bank–via a text message or email. It is available in online banking and the Chambers Bank app.
What is People Pay?
Concentrate all funds into an operating account and make disbursements from the subsidiary accounts, which always maintain a zero balance. Eliminate the need for manual transfers. Help prevent overdrafts and avoid related costs. Invest excess funds into operating account to maintain liquidity
What is Zero Balance?
What should happen after identifying a customer need?
What is submitting a referral?
No minimum balance
$10 monthly service charge
$20k Accidental Death and Dismemberment Insurance
Roadside Assistance and Shopping Perks
What is the Chambers Club Account?
Need a line of credit or purchase new equipment.
What is a commercial loan?
A digital money management tool, integrated into online and mobile banking, that empowers you to take control of your finances and simplify your life. You can see all of your account balances in one place–not just your Chambers Bank accounts–which can help you identify budget areas that need the most attention and learn more about how you spend money.
What is Personal Finance?
Utilize Chambers online banking to quickly and easily export your financial data; enjoy compatibility with Quicken and Quickbooks. Access 18 months of account data from anywhere you have internet; multiple output options are available.
What is Reporting?
A great way to introduce a lender into a conversation.
What is a warm handoff?
No minimum balance
$10 monthly service charge
No overdraft allwoed
After 12 months of only 2 NSF items, customer qualifies to transfer to another account.
What is New Opportunity Checking Account?
$2500 minimum deposit to open
$2500 minimum monthly balance
Earns tiered interest
6 free withdrawls
What is Business Money Market Account?
Control how, when, and where your debit card is used. A simple and secure way to manage and monitor your payment transaction activity. You can turn your debit card on and off, set transaction spending limits, and select geographic locations where your card can be used. You can also set alerts to be notified every time your card is used, or just when transactions are outside your preferences.
What is SecurLOCK Equip?
Enjoy the convenience and security of having your electronic and check payments received and processed by Chambers Bank. Earn same-day credit for electronic payments (paper checks credited on day received via mail). Access reports of all payments received and processed, and upload to your accounts receivable system, eliminating the need for manual posting.
What is Lockbox Payment Processing?
The biggest benefit of consistent referral conversations.
What is growing relationships and the bank together?