Potpourri
Currently, Kennebunk Savings has this number of Branch offices.
19
True or False: The law that prohibits the Bank from engaging in acts or practices that are unfair, deceptive, or abusive (UDAAP) applies only to consumers – not to commercial customers
False
Computers must never be left unlocked when unattended. The shortcut keys for locking your PC when you are stepping away from it.
Windows Key +”L” or CTRL ALT DEL
In this year Amadeus I became King of Spain, British Columbia joined Canada, and Kennebunk Savings was founded.
1871
This regulation requires the Bank to make a reasonable, good-faith determination that its customer has the ability to repay their mortgage loan.
Regulation Z
Failing to keep your desk area free of sensitive and/or confidential information is a violation of what policy?
Clean Desk Policy
Tailgating, an attacker sends you an email with links or an attachment, you are persuaded to allow an unknown person into a secured area are examples of?
Social Engineering
In the late 1800s and early 1900s KSB shared a building (“Old Brick”) with:
A) Norway Savings
B) Ocean National
C) Gorham Savings
D) York County Federal Credit Union
B) Ocean National Bank (now People’s United)
This is the only state in the U.S. whose name has one syllable.
Maine
This BSA requirement is intended to enable the Bank to form a reasonable belief that it knows the true identity of each customer, and requires that the Bank (1) collect certain identifying information from each customer, and (2) have reasonable and practical risk-based procedures for verifying the identity of each customer.
Customer Identification Program (CIP)
You sign this agreement every year regarding ethics and business use of information resources.
Acceptable Use Policy (AUP)
The first branch opened in this town on 12/30/69 in the Shopping Center on Longsands Road.
The Village of York (Woodbridge)
This law, passed in 1977, was intended to encourage banks to help meet the credit needs of the communities in which they operate.
Community Reinvestment Act
This federal Agency began operation in July 2011 and has primary responsibility for regulating consumer protection with regard to financial products and services.
Consumer Financial Protection Bureau
Social Engineering attacks or potential compromises of customer information should be reported here.
Kennector/Resources/Risky Biz Logs
What year did Kennebunk Savings introduce its first online banking product to customers?
2000
After a completed credit application is received, the Bank has how many days in which to notify the applicant of approval of the loan, a counteroffer, or adverse action.
30 days
Mortgage customers will be delivered this disclosure within 3 business days after application.
Loan Estimate
Protected information is defined as customer, consumer, or company information that is protected by law or regulation. List three examples of Non Public Personal Information (NPPI)
Tax ID #, Account #, PIN/Password, Security Questions, Credit History, DOB, Credit Card #, Debit Card #, Driver’s License #
In what year did Kennebunk Savings establish the Community Promise Program?
1994