RMI
What is a Hazard that tends to increase the probable frequency or severity of losses?
Moral Hazard
What are retirement accounts?
Often provided by employers to help their employees save money, 401Ks and 403Bs are savings vehicles that fall into this category.
When was GIS was founded?
April 16, 1966
What is Shadow banking?
Online lenders (not regulated)
What is my GIS Officer title?
President
What is Captive?
An insurance company that primarily finances the risks of its owners or participants
What is a fiduciary?
This professional has a legal and ethical responsibility to act in the best interest of those he/she serves
Where was GIS founded?
The Ohio State University, Columbus OH
What are some different types of loans?
Secured, unsecured, and Guaranteed
What is my name?
Ayeshaaaaaa
Surplus lines brokers who are able to write insurance through a group of private underwriters - typically for unusual risks
Lloyds of London
What is the Americans with Disabilities Act (ADA)?
This federal law prohibits discrimination based on disability and provides protections for people with disabilities.
What are the official GIS colors?
Black & Gold
What is Bid/ask spread?
The difference the broker keeps as a fee for creating the market
How many languages do I speak?
3-5
What are some exposure areas covered by a CGL policy are?
Premises, Products, Contractual Liability, Personal Injury, and Completed Operations
This psychoactive drug is now legal in some states for prescribed use for pain management, seizures, etc.
Marijuana
What is Gamma S.A.I.D?
Solutions for Authenticity, Inclusion, and Diversity
What is inferential Statistics?
Use sample data to make inferences or generalizations about a population
Which country I was born in?
India
What is a person or organization not automatically included as an insured who is added as an insured called?
Additional insured
This is the amount of money an employee pays for health care services before their insurance plan starts to pay
Deductible
What is Tandeka’s role in GIS?
Director of Chapter Engagement
What is zero rate?
Average forward rate
My university?
Georgia State University!