Stocks/ Mutual Funds
Aimed for quick expansion, rarely pays dividends
Growth Stock
Pays tax free income
Municipal Bond
Matures 1-20 years
Municipal Bond
Most common retirement vehicle
401k
Receiving the same amount of interest based off your original amount is this type of interest
Simple Interest
50/50 Stock to Bond Ratio
Balanced fund
What is considered par
$1000
Considered more risky investments
Stocks
Can only put 6k a year in. Pays out all taxable after 59.5
Traditional IRA
This account locks your money up for a pre-determined amount of time. If you touch it early you lose your interest
CD
Global Funds
Apple would issue these types of bonds.
Corporate Bonds
Pays little to no interest. However you can go to an ATM 24.7
Savings Account
Company pays in a certain amount each year based off your earnings and gives a fixed rate of return.
Cash balance pension
Assuming you earn a 7.2 percent rate of return. How quickly should you double your money
10 Years
Apple, Facebook, Google are all a type of this stock class.
Industry stock.
Tech stock.
Federal Government Bond
Pays more interest than a savings account but requires more up front money.
Money Market Account
Used for a sole business owner saving for retirement
Solo 401k
What investment is typically used to hedge against inflation
Real estate
Usually used as the indicator of how expensive a stock is.
P/E Ratio
Interest rate risk
Cannot access money until 59.5
Pays out principal and gains tax free
Roth IRA
Roth IRA
This type of investment is insured by the FDIC
Savings and checking accounts