Acronyms
HSA
What is Health Savings Account
The cost of your health plan. Your share that is deducted from you paycheck?
What is premium
What is the bi-weekly cost of the 500/1000 single insurance plan?
What is $73.94
A document you receive from your medical provider after you have received services
What is an invoice
The cost of an office visit on the Choices II Plan
What is a $20.00 co-payment
Rx
What is prescriptions
The amount you pay for health care services before your health insurance begins to pay.
What is deductible
What is the bi-weekly cost of the ABC Plan 1 Family Insurance plan?
What is $124.16
A document that explains services charged provided by MESSA.
What is an Explanation of Benefit (EOB)
The cost of a walk-in or urgent care visit on the Choices II plan?
What is a $25.00 co-payment
EOB
What is explanation of benefits
A fixed amount you pay for a medical visit or prescription
What is a co-payment
What was the percent increase the College received from MESSA for the 2020 plan year?
What is .59%
This plan that allows an employee to have a health savings account (HSA)
What is the ABC plan or a high deductible health plan (HDHP)
The cost of an emergency room visit on the Choices II plan?
What is a $50.00 co-payment, unless admitted. Then the co-payment is waived.
HDHP
What is high deductible health plan
A fixed percentage you pay for a specific medical service after you met your deductible
What is co-insurance
A discount that is established between Blue Cross Blue Shield and medical providers/pharmacies?
What is provider savings
Transforms an employer’s health benefit plan, putting the economic purchasing power and decision-making in the hands of plan participants.
What is healthcare consumerism
The cost of a co-pay for an office visit co-pay on the ABC plan
What is none. There are no co-payments under the ABC plan for medical visits.
HIPAA
What is Health Insurance Portability and Accountability Act
It's the most that you have to pay for covered services in a calendar year, including deductibles, co payments, and coinsurance.
What is total out-of-pocket maximum
List one of the hard cap annual rates?
What is:
Single - $6,818.87
Two Person - $14,260.37
Family: $18,896.96
A doctor or facility providing your care that does not have a contract with MESSA.
What is a out-of-network provider
What is the cost of the online visits with Blue Cross Blue Shield?
What is $49.00