Mobile App
This Feature helps you stay on top of your accounts and card activity and is a great way to enhance your account security and track and control your spending
what is notifications
When You temporarily Misplace your Debit or Credit card, You can you use this feature stop any transactions being made. You can also re activate it as soon as you find it
What is Freeze card
Cash, NFCU issued items and Any Military Relief checks are considered this type of Check item
What is A No Hold Item
This must be completed for any applicable cash transactions over $10000
What is a CTR
Amelia is ___ years Old
what is 23
This feature easily links your Debit and Credit cards to online merchants you shop the most.If you’ve already connected your card to an online merchant, you can quickly swap it out for a new, existing or reissued card.
What is Card on File?
These Step by Step Guides can be sent to members and also available on NFO to help them get the best mobile banking experience
What are Mobile Banking How-Tos
This Amount is made Available immediately the first business day after a check deposit in branch or by mail and Immediately after a check deposit made through Via the NFCU Mobile APP or the ATM
What is 225
This Should be submitted when reporting suspicious activity that might signify money laundering, terrorist financing, tax evasion or other federal crimes
What is a SAR
Members Should Contact ____ if they want help with managing debt, making a budget or payment arrangements
what is Personal Finance Management (PFM)
This Feature allows you to Send payments to someone, Schedule payments up to one year in advance and receive/pay bills from lending merchants but you must have a checking account
What is Bill Pay
The max amount a member can request Via Online Banking for a Cashier Check
What is $2499.00
US Treasury checks, Cashier Checks, State and Local Government Checks are all considered these type of check items
What is a Next Day Item
You have to respond within ___ Business days if contacted by BSA about providing more information for a CTR
What is 2
Checking Accounts Opened prior to October 19, 2003 end with this number
what is 700
this feature allows you to deposit checks anywhere at anytime Right from your iPhone, Android or Kindle. It is free for personal accounts but a $1 fee for business accounts
What are Edeposits
You can Use this feature to securely store your debit or credit card info to make purchases at a store or online with either your mobile device or computer
What is Digital wallet
Non US Postal Money Order; A Personal check more than $225 drawn on any bank
What is a Non-Next Day item
An attempt to break up transactions into smaller amounts for the purpose of evading the CTR reporting requirement
What is Structuring
When making a referral to our NFFG Rep Meagan, We should use the GEM recommendations button in USD and send it as a ___ along with a brief message stating what the member is interested in speaking about
what is a call back
Members Who enroll in this feature are 3 times more likely to avoid fraud and it's a second layer of protection for signing in
what is 2-Step Verification
You must be a member for 30 days, Have a valid email address on file, no fraud alerts, have NFO, Accept Esign and apply for the first time with no promo in order to qualify for this credit card promo
What is Digital Card Issuance
NFCU Funds Availability policy does not apply to these two products because they are not considered deposit products
What are IRAS and Certificates
The U.S. Department of Treasury created ___ in 1990 to ensure individuals, banks and other financial institutions are complying with the BSA. This includes properly identifying persons conducting transactions, maintaining appropriate records of financial transactions and filing the following reports:
What is the Financial Crimes Enforcement Network (FinCEN)
Federal regulations require that team members offer all ____ Overdraft Umbrella options to members when discussing one of the products. This ensures that members are making educated decisions when choosing their overdraft protection options.
What is 3