STRIDE
Before it became Stride Funding, the company was called by this name
AlmaPact
Debt to Equity is as Loan to this
What is an Income Share Agreement
An easy test to check if a distribution is symmetric
Mean = Median
About 60% of Americans check this device within 15 minutes of both waking up and going to bed.
Smart Phone (iPhone)
Regulators require companies to take steps to protect personally identifiable information, such as this nine figure
Social Security Number
This University invested in Stride through its Venture arm
Western Governors University
Only type of debt not erased by conventional bankruptcy process?
What is student loan debt
This key pricing factor is directly affected by unemployment rates
Default Rate
This public company generated $135 billion in Advertising revenues in 2019
Alphabet
After signing an ISA, if a student chooses to take a lower pay or work less after graduation to delay repayments, Economists, call this by this phrase
Moral Hazard
Stride Investor who also invested in Coursera and CampusLogic
GSV
Interest Rate in a Loan is as this in an ISA
What is Income Share Percentage
This method helps understand how repayments may vary at different starting salary estimates
Monte Carlo Simulation
CAC stands for (hint: it’s $7 for travel, $10 for retail, and $22 for consumer goods)
Customer Acquisition Cost
According to a 2022 order of DoE, ISAs are treated as Loans ad they fall under these two Regulations...
1) Regulation Z (for higher education)
2) TILA - Truth In Lending Act (Disclosures)
This Stride Board Member co-founded Firework VC and ...
...Social Capital
In ISAs, this protects the top 10% from overpaying
Maximum Payment Cap
When you raise this ISA term, more people defer their payments until a later date when they'll have a higher salary
Minimum Income Threshold (Floor)
This social media site’s logo is named after Boston Celtics star Larry Bird.
This is a pre-condition for Adverse Selection or Moral Hazard in business settings
Asymmetric Information (Information Gap)
Stride ISA Duration
What is 60 monthly payments (not five years)
ISA is a combination of a loan, insurance and this
Futures on Income Streams
When this income prediction metric increases, more students hit the cap or sink below the floor, resulting in lower payments
Standard Deviation
Dreamweaver, InDesign, Illustrator, and Photoshop are part of this company’s Creative Cloud set of design apps
What is Adobe
While Sen. Warren may not be a fan of ISAs, she certainly likes ISAs to be put under the purview of this law
what is Equal Credit Opportunity Act (ECOA)