Products
Terminology II
Network
Terminology
Eligibility
100

Most common and easily recognized Aetna product, Preferred refers to the use of providers that are in the Aetna PPO network.

  • Two levels of benefits (preferred vs. nonpreferred)
  • PCP selection not required
  • Referrals not required

PPO Open Choice

100

These 2 IDs are required element in HIPAA standard transactions.

NPI and TIN

100

The participating Aetna network that is affiliated or assigned using the geographic area of the member.

Home Network

100

____ is a predefined dollar amount that must be paid by the member toward the cost of covered services before the plan begins to pay benefits.

Deductible

100

The primary policy holder, usually the employee, also known as subscriber.

Insured

200

______ is an HMO-based product that’s processed on the ACAS platform which has same plan design as Managed Choice plan has two levels of benefits, referred and non-referred

QPOS on ACAS

200

the responsible party who is "sponsoring" the insurance plan, they select the benefits for their plan, choosing from the standard plan benefits or customized benefits.

Plan Sponsor

200

Name 4 plan/ product names that are under MEPO Network

 Aetna Select, Elect Choice, Open Access Aetna Select, Open Access Elect Choice

200

Some plans require PCP selection, the selected PCP can submit _________  to Aetna electronically or on paper.

Referrals

200

The time period, for which the insured can choose new/different insurance, add/remove dependents or make changes to a plan.

Open Enrollment

300

A standard plan feature for plans that require a referral. This feature allows members access to certain medical services and specialists without a referral.

Direct Access

300

The method by which claims and/or premiums are funded and paid.

Funding arrangement

300

Term explaining how networks reciprocate or partner up. It is about the relationship that two networks have even though they may be written in two different markets.

Reciprocity

300

_____   is an add-on feature that a plan sponsor can add on to one of the managed plans that gives members greater freedom because it waives the managed component of these plans.

Open Access

300

Many states have regulations or benefit plans that require us to provide coverage for ________ from birth through the 30/31 days of life.

Newborn

400

The _________ plan is an add-on plan that works in conjunction with the member’s base medical plan. The purpose is to pay out services the member is covered for....

Executive Medical plan

400

The dollar amount over what the participating provider billed vs. what the contracted rate is

Write-Off

400

This is when there are not enough contracted providers within a geographic area to service the amount of membership.

Network Inadequacy

400

____  is the process of verification of a provider's professional qualifications to determine if the provider meets certain criteria relating to professional competence.

Credentialing

400

There may be times when the provider information you need to check is not available within ASD. You can access EPDB in RUMBA. 

EPDB stands for

Enterprise Provider Database

500

known as the Patient Protection and Affordable Care Act (PPACA) was signed on March 23, 2010. will expand the availability of health care coverage to millions of Americans.

Health Care Reform (HCR)

500

A method of payment where provider is paid fixed amount based on the number of members they service, not on the number of services they provide.

Capitation

500

_____ is a nationwide program developed to reduce medical costs by providing contracted rates for many indemnity and out-of-network inpatient and outpatient hospital claims as well as physician claims.

NAP / National Advantage Program

500

A specific dollar amount that can be paid on covered services during an individual's lifetime

Lifetime maximum

500

What screen do you need to go in EPDB to determine network participation of provider especially if they have multiple Tax and addresses associated

NV screen

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