Branch Ops
Lending Basics
Member
Variety
BONUS/HISTORY FACTS YOU SHOULD KNOW!
100
Retention Period for wires?
What is 30 days
100
A credit score is good for how long on an application with UNIFY?
What is 7 days
100
What should you tell a member when they say they want to refinance their debt consolidation loan with us?
What is Refinancing existing UNIFY Loans requires $1000 in new money (new debt) in order to consolidate
100
International Wire Fee
What is $100.00
100
Alicia's favorite snack
what is...HOT CHEETOS
200
Retention Period for Large check deposit notices?
What is 90 days
200
For a personal loan/signature loan, the purpose of the loan is needed if the amount is over...
What is $10,000.00+
200
The waiting period for new members to be eligible for courtesy pay is...
What is 90 days (enrolled on the 91st day)
200
A member withdrawals $25,500.00 all in cash. What two reports do we keep? (hint: the member signs one)
What is CTR & Hold Harmless Agreement
200
How many U.S senators are there?
What is 100
300
What is the standard procedure when a member deposits a check that was previously returned due to NSF?
What is Place the check on 7 day hold
300
For the Visa Platinum, and the Visa Variable Platinum, the minimum limit is...
What is $15,000.00
300
UNIFY's Core Values
What is...
Safeguard Member Assets, our footprint matters, No strangers here, Can do attitude, foster others, Own it.
300
A member will receive the 1099-INT tax form only if...
What is if they earn more than $10 in interest from an account.
300
Why do some states have more U.S Representatives that others?
What is Population
400
Branch managers AND supervisors wire limit approval
What is $150,000.00 for Managers & $100,000.00 for Supervisors
400
For a Credit Score between 660-579 & Below, what is required for the debt consolidation loan?
What is Requiring all accounts that are being consolidated be closed out.
400
What is included in the Membership Welcome Kit? Name at least 5.
What is: Welcome letter, Membership booklet, Disclosure of Fees & Charges, UNIFY Private Policy, California Private Policy, Copy of Courtesy pay form, Savings disclosure (savings or certificates),
400
For Savings Bonds, the formula we use is __+__=Amount PAID
What is Face Value +Interest = Amount Paid
400
Name the 3 Branches Of Government
What is Executive, Legislative, & Judicial
500
When a non-member presents a UNIFY check to cash, what are some things we must check/do before cashing the check?
What is, Placing a certified draft on the check on the members account, checking to see if the series is within recent checks, Check if there are any stop payments for that check, compare signatures with checks on Bluepoint
500
How many Credit Score tier's are there when using the scorecard? AND what is considered Tier 1?
What is 8 Tiers, and a score of 740+
500
The max $ amount of courtesy pay can cover per day is what amount, AND the maximum number of Courtesy Pay fees charged to a member’s checking account is?
What is $750 and 5 time a day ($150 in fees)
500
Savings Bonds must be deposited in what account first and why
What is Primary savings account. For interest reporting at the end of the year.
500
What is the Highest Court in the United States AND how many justices are there.
What is The Supreme Court, 9.