Featuring...
Explaining the benefits
Making it Free
WILD CARDS
Fee-ling Lucky
Loaning it out
Getting some credit
100

For the Smart Saver CD our clients have to deposit $25 through what?

What is a Pre-Authorized Transfer

100

Other than employees with companies enrolled in our workplace banking, who else is eligible for a fee free First Direct Account?

What are First Responders and Military Vets

100

With our Advantage account you get free official checks and money orders, what else do our Seniors get with this account?

What is Free Specialty Checks/ Free Paper Statements/ No Monthly Maintenance Fee

100

How often do people with savings accounts receive their statements?

What is every Quarter?

100

What is the age limit for the student benefits in our Carefree account?

What is 25

100

How much is the processing fee for a Mortgage Refinance?

What is $199

100

How much is the annual fee for our Secured Card?

What is none/ No Annual Fee

200

When your client's balance in their First Direct account reaches this much, they start earning interest.

What is $2,500

200

What is the discount on checks do our clients with our Advantage account?

What is 50% off/ Free for Seniors

200

To keep the Carefree free of fees, your client must either make one transaction a month or what?

What is having $100 of combined personal balances

200

Written checks, direct deposits, and branch made transactions all count for the one transactions. What does not count for our carefree account?

What is a Balance Inquiry/ Service Charge/ Paper Statement fee?

200

How many times can the overdraft fees for the First Direct account can be waived per month?

What is 2

200

What is the minimum credit score for a HELOAN?

What is 660

200

When do the rewards points on the credit cards expire?

What is 5 years

300

When using our Elite account you get how much of a interest rate bonus on CD's?

What is 0.05% APY

300

Which type of IRA is NOT Tax-Deductible?

What is the Roth IRA

300

Other than the account itself, what else would cover the minimum deposit balances to waive the fee of the Elite?

What are CD's/ Savings Accounts/ Money Markets

300

How much is the monthly fee for having a Simple Access account?

What is $4

300

With our Money Market accounts you need to keep at least $10,000 or else you get what?

What is $10 Maintenance fee?

300

What is the maximum amount a customer are able to apply for a HELOC?

What is $250,000

300

How much cash back do you get after spending $500 in the first 90 days with our Max Cash Preferred Card?

What is $150

400

How much is the loan discount does the Carefree account has?

What is 0.25%

400

How long is the term of the Variable IRA?

What is 18 Months

400

How are you able to make a savings account free other than the balance?

What is being under the age of 19

400

When enrolled in the First Direct account, our clients are able to receive a complimentary what?

What is a retirement consultation?

400

If someone has the Elite account you get this accounts fee waived.

What is Money Markets/ HELOC

400

We do loans for many type of vehicles including boats, cars, trucks, motorcycles, and what?

What are Jet skis/ Campers/ATV/Etc.

400

What kind of insurance do our Business credit card users have with the card?

What is Rental Insurance Coverage

500

With the Simple Access account how much are Official checks and Money orders?

What is $4 and $2.50
500

What is the longest term you can have a CD for?

What is 60+ Months/ 5 Years

500

Unlike the Elite account, for the First Direct you may order checks at no cost, however, how many time are they free?

What is the First Time

500

How long is the Smart Saver CD term?

What is One Year?

500

How much is the monthly service fee for the Advantage account when our client does not meet the requirements?

What is $15

500

Under REG B, we must make a decision on a loan no more than how many days since the initial date of applying?

What is 30 Days

500

With any of our credit cards you also get a damage waiver for what?

What is Auto Rental Collision Damage Waiver

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