Rating
Underwriting
Acceptable
Coverage
Insurance Lingo
100

No major violations, no multiple accidents and no at fault accidents. This carrier can split your current rate.

100

This carrier requires all Trucks/Vans regardless of coverage need photos

What is Safeway?

100

A dent means no on this pathway 

Bridger 

100

I carry tools but I'm not a painter

What is Artisan use?

100

A person who investigates claims and recommends settlement options based on estimates of damage and insurance policies held.

What is an adjuster?

200

Minimum mileage is 16500.

What is Alliance

200

Requires photos: from the exterior, 1 from the engine, 1 from the garage 

 Who is Hagerty? 

200

Turbo rater will tell you ok on rideshare endos for TNC's that include companies such as Lyft, UberX, and Sidecar.

Who are Kemper and Bristol West?

200

if you want it fixed you are responsible for this

What is a Deductible

200

This acronym is not just for the DMV  

MVR

300

5 Mandatory EFT carriers

Who are Alliance, Allstar, Aspire, Bristol West Infinity, Mapfre and Safeway?

300

Needs proof of funds requested to be sent to carrier.

Who are Monarch, AmWins or Bass?

300

2 carriers  that insure drivers with Employment authorization Cards. (Green cards) 

what is Infinity and Workmens

300

The girl next door is ok to drive my car

what is permissive use

300

Sherlock Holmes needs this to get it right

What is CLUE (report)

400

This company gives you full experience at legal drinking age

What is Anchor

400

7 Carriers with Mandatory App Email/Upload to avoid U/W issues

Who is Bridger, Carnegie, Reliant, Mapfre, Safeway, Suncoast, AllStar?

400

Insurers Salvage title for Comp/Coll

What is Alliance and Infinity

400

I didn't need this before my realtors license 

What is Business use?

400

To be a closer you have to have a taste for this

What is BEEF

500

36 months behind the wheel gets you this reward

Good Driver Discount

500

A loss cost double with these two

what is Workmens and Nations

500

Existing damage acceptable with U/W approval prior to binding; photos and estimate of repairs required; damage must be less than deductible and the rates are "hot"

Who is Bluefire-Stonewood (Prime)?

500

Vehicles and trailers that an individual or business or company uses to transport job-related materials, goods or equipment.

What is Commercial use?

500

Mans best friend 

What is Bird dog?

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