PAYG
Expand PAYG
Pay as You Go
How long should the ABN be registered for it to be acceptable with ANZ
2 years
The customer is boarding out a room for $390 per week , What is the amount that can be used on CDM
0- Boarding Income from individual rooms not allowed
What is the minimum Limit allocated to a person with student Visa
$1000
What the Minimum repayment for a $26000 Credit card
$988
Give me atleast 2 companies who deal with Sal Sac
Maxxia, Access Pay, Smart Sal, Groupedss
Expand ABN and TFN
ABN- Australian Business Number
TFN- Tax file Number
I can consider this income only if I get proof from Customer that he/she is a student
Youth Allowance
Visa- 485, Exp- 01/03/2022
PP#****, Iran
CAn we proceed with the above application
NO , PP from sanction Country.
What are the documents Required if Customer is receiving trust disctribution
ITR and NOA ( no less than 18 months )
Can Double Time be considered as OT ?
No
what is the minimum number of partners required in a partnership?
2
name 3 acceptable Other Incomes
Age pension , DSP, pension from veteran affairs , Income from allocated pension, FTB etc
What are the acceptable Bridging Visa
Bridging Visa A and B
Name the 3 type of cards offered by ANZ
Classic, Platinum , Black
Name the components that are used after Shading
OT, Commission and Bonus
State the required documents when employed with a related party.
Require ITR-NOA ( no less than 18 months )
Require recent 3 months bank statement confirming Salary credits.
What is the policy surrounding child maintenance . state the documents required?
Child maintenance can be acceptable provided the Customer's main income is more than 50% of the Child support Income .
Requirements
letter from family and community services detailing the arrangement and
recent 3 months bank statements confirming the Child support credit.
Can I consider the VEVO document
Yes provided its within 60 days of SP signed date.
Name the 4 Non PAYG streams
Sole trader, Partnership, Company, Trust
State atleast 2 acceptable documents when ANZ staff
wages credited to an ANZ account for the last 2 months verified by Bank transaction history. The transactions must be marked ‘pay/salary’ from ‘ANZ’
▪printed copy of ‘View Pay Details’ screen from PeopleSoft Self Service confirming employee name and annual/notional salary.
▪1 payslip no more than 5 weeks old, confirming at least 3 months YTD figures (printed copies from PeopleSoft Self Service are acceptable).
▪2 most recent payslips (latest no more than 5 weeks old) (printed copies from PeopleSoft Self Service are acceptable).
▪signed ANZ Employment Agreement/Contract including salary/remuneration details.
What are the documents required if Customer's gets Income from his own company
what are the documents required if Income is from a Self managed Property.
ITR- NOA or
bank statements for 3 months. with consistent frequency and Income and the description of the transaction should state rent.
State Student policy
here income cannot be verified over the last three months as per standard procedures due to a single month (or partial month) break in employment for exams/travel/study etc income can be verified using any three-months from the last four-month period.
Require student ID/ COE as well
Name Five Unacceptable Income sources
WorkCover, Baby Bonus, Foster Income, Single parenting, rent Assisstance, news start Allowance etc.