Account Registrations
This type of account allows someone to potentially take a tax deduction on their contribution and get tax deferred growth.
What is a Traditional IRA?
This is the risk that occurs when someone lives a wicked long time.
What is longevity risk ?
This is how long you have to hold an investment to for it to be considered a Long term gain.
What is 1 year and a day?
This type of investment is a pool of funds from investors that are managed to a specific objective and there is an unlimited number of shares.
What is a mutual fund?
This percentage of Adults spend more then they earn or just break even.
What is 45%?
This is the designation on an account to indicate you have a beneficiary listed.
What is TOD or Transfer on Death?
This is the risk that occurs if someone can not perform the Activities of Daily Living (ADL's).
What is Long Term Care or Healthcare Risk.
This is the highest marginal tax bracket a person can be in.
What is the 37% income bracket?
With this type of investment you pay no federal tax and it is possible you pay no state taxes as well.
What is a municipal bond/fund?
This is the % your social security will increase if you wait one year to collect from your full retirement age.
What is 8%?
This type of an account can offer your heirs protection against creditors and possible divorce.
What is a Trust Account?
This is the risk that can cause a person's asset level to go down at any moment during retirement.
What is Market Risk ?
This is a strategy that is used to help minimize potential capital gains throughout a year.
What is tax loss harvesting?
This type of investment can offer market participation and also downside protection. it has the ability take the absolute value of an indexes return up to a certain return.
What is a structured product specifically a dual directional note?
This is the age that the IRS requires that you start tasking withdrawals from your IRA's.
What is age 72?
This type of account is owned by two people and will automatically go to the surviving person should one owner pass away.
What is a Joint Account with right of survivorship?
This is the risk that occurs when prices go up faster then expected.
What is Inflation Risk?
These are the 3 potential Long term capital gains rates you could pay when you sell an investment, depending on your income.
What is 0% 15% and 20% capital gains tax?
This type of investment can offer you guaranteed income for as long as you live.
What is an annuity?
This is the amount that the average couple pays in heath care related costs through out retirement not including LTC.
What is 300,000.00?
These 3 different account types each offer you the potential for Tax Free growth.
What are Roth IRAs and College 529 Plans and HSAs?
This is the risk that occurs when a person takes too much money out of their accounts.
What is Withdrawal Rate Risk ?
This is the % of additional tax a person pays who is subject to Net Investment Income Tax (NIIT).
What is 3.8% ?
This type of investment allows you to defer paying capital gains on a real estate investment and offers potential tax free growth for the future.
What is an opportunity zone?
This is the % of net income you can contribute to a SEP IRA if you are Self Employed.
What is 20% or up to 58,000.00?