Manufacturing TOB's
Minimum receipts for a Cabinet Shop
What is $200,000
Which TOB includes projects such as additions, porches, decks, basements, garages/sheds, kitchen/bathroom remodels
What is TOB 061 (Remodeling and Repair Contractor)
What states always require authentic loss for TOBs 049-065?
What are the Mine Subsidence States?
IL, IN, KY, WV
Which operation under Auto Non-dealer Risks requires a presurvey?
Which Machine Shop code contemplates "Some minor amounts of fabrication or production welding, such as welding done in conjunction with sheet metal forming or spot welding done by a robotic machine or by hand"
What is machine shop C
When is nursery operations 100% acceptable?
What is when they are raising plant stock for use in their own landscaping project.
What vehicle use is assigned to a dump truck?
What is commercial use
Bonus: How are pickups, vans and trucks autos for a contractor rated?
When revising for Wildfire Hazard when is it necessary to add a note to the location schedule?
Bonus: Where else is a note made?
Unacceptable (High Risk or Very High Risk) or Undetermined.
Bonus: CLUES
What % of used tires is acceptable?
What is 20%
Which occupancies requires specific rates all the time?
What is Manufacturing and Machine Shops
Bonus: Can a cabinet shop be specific rated?
Bonus: What codes are used for cabinet shops and what is the difference?
Which TOB uses GL code 35920 (grading of land)
What is TOB 063 (Excavation)
What code is used when a contractor leases out a building?
What is Code 35000
What are the minimum limits for Underlying coverages when an Umbrella is being quoted?
GL and Auto - 1 Mil
WC - 500,000/500,000/500,000
When reviewing GK for a truck service center what $ is multiplied by the # of bays to get the min GK limit?
What is $30,000
Where is this note added: USS if E&O is quoted Add Subject of Insurance Damage to work in process?
What is the 1st location which has BPP.
What % is applied to gross earnings on business income to provide a contractors credit?
What is 20%
What are the subcontractor codes added to every contractor TOB?
Bonus: What are these codes for?
What is 36200 and 36300.
Subcontracting
When is a CCPAP factor needed?
Bonus: What are 5 states that can have this credit?
Contractor TOB's 49-65
Connecticut, Delaware, Florida, Illinois, Maryland, Minnesota, Missouri, Montana, Nebraska, New Jersey, New Mexico, Oklahoma, Oregon, Pennsylvania, Virginia and Wisconsin
What operation requires specific rates (beyond the basic sq ft and sprinklered buildings)
What is a paint booth
Bonus: What additional step is needed if paint booth exists?
The Endorsement that replaces machinery on a like, kind and quality basis
What is Production Machinery and Equipment Valuation Endorsement (CP-F-94)
What is the GL premium base for Specialized contractors (how are they rated)
What is payroll
Provide GL codes for Contractor who does:
60% Plumbing operations, half residential and half commercial.
30% HVAC
10% Snow removal
What is:
30225 Plumbing commerical, 30250 plumbing residental, 30500 cost of materials, 30400 air conditioning, 99310 snow removal, 36200 and 36300 subcontractors
Bonus: What are the 3 non-coastal states that need windstorm or Hail deductible added?
Coastal states - AL, CT, DE, FL, GA, LA, ME, MD, MA, MS, NH, NJ, NY, NC, RH, SC, TX, VA
Bonus: CO, OK, SD
What is the max receipts they can have from towing and/or roadside assistance?
What is 10%