RESPA Facts
R.E.S.P.A. is an acronym for this
What is Real Estate Settlement Procedures Act ?
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What is The Lion King?
The War of 1812 took place during this time
When is 1812?
The tradition of wearing green on St. Patrick's Day comes from the belief that the color is invisible to leprechauns, preventing you from this
What is being pinched?
In order to determine what section and variance to place title fees in, we look at this document
What is Settlement Service Provider List (SSPL)?
TILA-RESPA Integrated Disclosure requirements state that the initial LE is to be sent this many days after application
What is three days?
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What is The Little Mermaid?
Two quarters, four dimes, five nickels, and three pennies is this amount
What is $1.18?
This character has been in the Macy's Thanksgiving Day Parade since 1968
Who is Snoopy?
This statement is true or false: Section H fees need an invoice
What is false (as they are not required)?
CFPB (Consumer Financial Protection Bureau) requires that the RESPA review and any refund due to the member because of a variance violation be completed in this many days after closing
What is 60?
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What is Frozen?
Mary has four daughters, and each of her daughters has a brother. Mary has this many children
What is 5? (Each daughter has the same brother)
Halloween originated from this country
What is Halloween?
These two states are primarily survey states
What is Florida (FL) and Texas (TX)?
This type of loan is not subject to RESPA regulations
What is HELOC?
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What is Snow White and the Seven Dwarfs?
84% of people reading this
will not find the
the mistake in this statement
A, B, C, D, E, F, G, H, I, J, K, L, M, N, O, P, Q, R, S, T, U, V, W, X, Y, Z
What is "the the"?
The Cupid is this type of creature
What is a cherub?
A loan must be in this status prior to completing a review, or have a corrected Closing Disclosure (CD) available
What is "In Post Settlement"?
T.R.I.D. is an acronym that stands for this
TILA-RESPA Integrated Disclosures
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What is Finding Nemo?
This is harder to catch the faster you run
What is your breath?
The first artificial Christmas tree was made in Germany in the 19th century as a response to deforestation, and was made of this
What are feathers?
Tax Stamps fall under Section __ and ___ variance, whereas Recording Fees fall under section ___ and ___variance
What is E(T) 0% and E(R) 10%?