ADPD
What is the max liability limit that can be programmed for Auto Dealers?
What is 500,000.
Which 3 coverages can be blanketed on the EDSF?
Bonus: Which one of the coverages is required?
What is A,B,C
What is A
What operations need to have a Presurvey done?
What is LP Gas distributor and Trucking operations
What is Probable Max value
PMV is defined as the maximum value the insured is most likely to have at each location
Which rating unit is used for salesperson?
What is 1C
How is the blanket limit determined for ADPD?
What is multiply the highest quarter by 1.25.
Which property coverages are not included on the EDSF floater?
What is Outdoor Signs, Radio/GPS/RTK towers and windmills
When would a restaurant code be added?
When non franchised food service operations exceed 50%
When fast food franchises are run by the prospect
What kind of equipment is typically sold as a Short Line Equipment Dealer?
In what circumstance would code 8008 be added to the WC quote?
When the dealer sells Harley Davidson Clothing.
How often do flood reports need to be ran?
What is every three years.
Which 2 major franchised Farm Equipment Dealers require additional steps to be taken when programming?
John Deer and Case/IH
When should a truck be labeled as Retail use?
What is normally used for the delivery of fuel oil (home heating oil) to farm or home accounts
In what state is Employee Benefits Liability programmed differently?
Bonus: How is it programmed?
What is NY
Added to the GL with vacant land code 85042.
What does floorplanned coverage mean?
Coverage that is insured elsewhere and Federated will not be quoting that.
What dec page symbol is used for UM/UIM?
Bonus: Line 1 limit cannot be greater than what limit?
What is 22
What is Liability limit of 500,000
What are the GL codes that are added for rental/leasing equipment?
What is 34400 (Machinery and Equipment Rental or Leasing Without Operator, Without Evidence of Other Insurance ) and 34500 (Machinery and Equipment Rental or Leasing Without Operator, With Evidence of Other Insurance )
What is the difference between a Petroleum Marketer with trucking operations and a Petroleum Trucker?
Trucker primary operation is hauls non-owned petroleum products for others under contract and a Petroleum Marketers primary operation owns the petroleum
What makes an entity full cooking?
Bonus: When are pictures required of cooking area
Grilling and Deep fat fryer
When it is Non-franchised
When would it be necessary for a MR to submit a vehicle schedule?
Bonus: What symbols are used and how?
When more than wholesale coverage is needed for comp/coll
Symbol 7 on auto dec page for comp/coll and symbol 11 on ADPD page for Comp/Coll/False pretense.
What note is added to coastal locations when locations are less than 15 miles form the nearest body of water?
What is One or more locations with ADPD, AHFS (Autos Held For Sale), GK, or EDSF are less than 15 miles from the nearest body of water. See WF-423.
When programming a TOB 017 what determines if they are eligible to be programmed using the EDSF vs adding PPI/PPO?
Bonus: If TOB 017 prospect sells most items over 10,000 what GL codes should be used?
What is 25 HP engines
Instead of 34700 you would use the 34000 and 34200
What GL codes should be added for a prospect who has a bulk plant with gasoline and diesel. They also own and operate a Cstore that does 20% food service operations that is not franchised. They have a separate building that has a carwash and another building that has a laundromat but is leased out.
31500 - All Liquid Fuel Other Than Gasoline - Total Gallons
31600 - Gasoline - Gallons, Wholesale
31900 - Gasoline Stations - Retail Including Retail Diesel Fuel
32100- C-stores
32200 - Car Washes
35000 - Leased out building
Where is the flood note added to the right report?
ADPD - Auto dealer-ADPD tab by Limits/Value info section. If no ADPD page then by GK
EDSF - on EDSF page by distribution of values section
For a powersports dealer there is 1 reason listed why a GL page should be added - what is that?
When a risk is renting boats to others