what can get you reported to consumer reporting agencies?
not paying an overdraft fee
what is a credit card?
money you don't have, loaned by the bank
in a personal account, ownership of your account is determined by...?
most current signature card
Is a direct deposit made by you or someone else?
Someone else
KU or K-State?
KU
the fee during a nightly processing if an account is overdrawn?
insufficient funds fee
what is a debit card?
money you earned in your account on a card
if you open an estate account you must have what in before using the account?
any required documents requested by the bank
What does ATM stand for?
automated teller machine
(337 + 68) / 5
81
the fee for withdrawing to many times from your savings account?
savings withdraw limit fees.
what is a check?
written order to pay a specific amount of money to someone or something
in a joint account who has ownership of the funds in the account?
everyone in the account has full ownership
What days aren't business days?
Saturdays, Sundays, Federal Holidays
how many licks to get to the center of a tootsie pop?
3
what should you check to know what fees you have been charged?
your fee schedule
what is a checking account?
money you put on the side to spend on an everyday basis
If you have a personal account, you agree not to use the account for...?
business purposes
ACH is also known as...?
automatic payments
what is the smallest state?
The amount by which any item in your account exceeds the available balance?
overdraft
what is a direct deposit?
when you work gives you money to your checking account electronically.
If you have a business account you can't use it as a ... account?
personal account
how big is Vatican City?
109 acres