Financial Planning
Banking
Predatory Lending
Consumer Credit
Loans
100

The cash inflow that is received from work or investments. 

Income

100

The type of account used for emergency purpose and has low interest. 

Savings Account

100

Gives a loan based on the perceived value of a tangible possession. 

Pawnshops 

100
the fraudulent acquisition and use of a person's private identifying information, usually for financial gain.


Identity Theft
100

The maximum amount of money a creditor will allow. 

A line of Credit

200

The movement of cash in and out of your wallet or bank account. 

Cashflow

200

The transaction used to automatic deposit your net pay. 

Net Pay
200

These places charge you to cash your check. 

Check Cashing Outlets

200

the fact of being who or what a person or thing is.

Identity 

200

The measure of a person's ability and willingness to make credit payments. What lenders look at to first. 

Credit Rating (Credit Score)

300

The amount of income you take home out of your paycheck. 

Net Pay

300

A cash machine. 

ATM

300

Desperate borrowers use this to borrow money against their personal paycheck. Dr. Johnson HATE THIS PLACE!

Pay Day Loans
300

The arrangement to receive cash, goods, or services now and pay for them in the future. 

Credit 

300

Something you should do your best to NEVER DO! 

Late Payments. 
400

Extra money you can spend or save.

Surplus 

400
The card used at an Automatic Teller Machine. 

Debit Card

400

A store where you can pay on a weekly or monthly base to own the product. Generally over priced. 

Rent-To-Own Centers. 

400

The use of credit for personal needs. 

Consumer Credit
400

A agency that collects information on how people promptly and business pay their bills. 

Credit Bureaus

500

A detailed plan that manages how you spend your money. 

Budget 

500

A financial Institution used by members only. 

Credit Union 

500

A place that will loan you money against your titled property. Generally has really high interest rates. 

Title Loan Center

500

A play or entity that lends money.

Creditor 

500

A document the records a written and digital record of a person credit history. 

Credit Report 

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