Medicare
What is the Medicare Levy and Medicare Levy Surcharge?
Medicare levy- 2% tax for all Australian tax payers to fund Medicare. ($20,000- 90,000)
Medicare levy surcharge- an additional 1–1.5% tax on high income earners who do not have private health insurance. ($90,000-180,000)
The Geelong Cats home ground is named after a Private Health Insurance company. Can you name this company?
GMHBA.
How can a sporting club assist with the health and wellbeing of an individual?
These clubs often provide outlets for social and mental wellbeing as well as physical health and wellbeing through physical activity and social interaction. Being part of a sporting club or other recreational association, such as a music or theatre group, provides many people with a strong sense of belonging and helps to shape their identity, which are both key aspects of emotional and spiritual health and wellbeing.
How many google searches are for health-related information. (1 in something..)
In a website browser address bar, what does “www” stand for?
World Wide Web
What are two services not covered by Medicare?
- costs associated with treatment in a private hospital. Medicare will pay 75 per cent of the Schedule fee for treatment in private hospitals but will not contribute to accommodation and other costs.
- most dental examinations and treatment. Although some children aged 2–17 can qualify for Medicare-funded dental care, most individuals are responsible for meeting their own costs associated with dental healthcare.
- home nursing care or treatment.
- ambulance services.
Name 3 Private Health Insurance companies?
Medibank, Bupa, NIB.
Name a volunteer organisation that we spoke about in class that help with individuals health and wellbeing. (Think of music festivals, concerts, sporting events)
St John's Ambulance
Name 2 phone apps or websites that can be used to help with the health and wellbeing of an individual.
Beyond blue, Strava, my QuitBuddy, Skin vision, headspace.
Which singer’s real name is Stefani Joanne Angelina Germanotta?
Lady Gaga
What is the reciprocal agreement and provide two other countries that allow the reciprocal agreement.
Provides subsidised healthcare to all Australians, permanent residents and individuals from other countries.
(NZ,UK, Ireland, Sweden, Netherlands, Finland, Belgium, Slovenia, Italy, Malta, Norway)
Define Private Health Insurance
Private health insurance an insurance policy that helps pay for services not covered by Medicare.
What is medical confidentiality?
Medical confidentiality means that anything discussed between a doctor and a patient must be kept private.
List two opportunities for health and wellbeing that has been created by digital media.
Australians living in remote/rural areas, low socioeconomic status, language barriers, expanding on diagnosis and support groups.
What is the tallest breed of dog in the world?
The Great Dane
List 1 in-hospital and out-of-hospital expense that Medicare covers?
OUT- Medicare will pay all or some of the fees relating to many essential healthcare services. Consultation fees for doctors (GP's) and specialists- dermatologist, paediatrician, tests and examinations needed to treat illnesses, x-rays, pathology tests, eye tests.
IN- As a public patient in a public hospital, treatment by doctors and specialists is completely covered by Medicare, including initial treatment and aftercare. The cost of staying in a public hospital is also completely covered by Medicare. If an individual chooses to be admitted to a private hospital or as a private patient in a public hospital, Medicare will pay 75 per cent of the Schedule fee for treatment by doctors and specialists.
What are the 3 incentives that were put in place to encourage people to take out PHI?
Private Health Insurance Rebate, Lifetime health cover, Medicare Levy Surcharge.
What are 2 of the responsibilities patients have when accessing health care in Australia?
provide information about their past and present illnesses, hospitalisations, medications and other matters relating to their health history
ask questions when they do not understand explanations given about the risks and benefits of the proposed healthcare, treatments or procedures
follow the instructions and medical orders of their doctors, nurses and medical support staff to bring about the best outcomes from treatment
report any safety concerns immediately to their doctor, nurse or healthcare support staff
treat medical staff with respect
ask questions about costs before treatment.
List two challenges for health and wellbeing that has been created by digital media.
Reliability of information, low health literacy, self-diagnosis, self-medicating, Cyberchondria.
What colour eyes do most humans have?
Brown
Define all of these terms:
Schedule Fee, Out of pocket expenses and bulk billing.
Schedule fee- the amount that Medicare contributes towards certain consultations and treatments. The government decides what each item is worth and that’s what Medicare pays.
Out-of-pocket expenses- costs that patients must pay themselves.
Bulk Billing- when the doctor or specialist charges only the Schedule fee. The payment is claimed directly from Medicare so there are no out-of-pocket expenses for the patient.
What are 2 advantages and disadvantages of Private Health Insurance?
(Page 366 of textbook)
What are 2 of the rights patients have when accessing health care in Australia?
information about their diagnosis
information from the doctor or health service on the costs of the proposed treatment, including any likely out-of-pocket expenses
seek other medical opinions about their condition
information on visiting arrangements for family and friends while they are in hospital
privacy of and access to their own medical records
treatment with respect and dignity
care and support from nurses and allied health professionals
participate in decisions about their care
make a comment or complaint about any aspect of their hospital or medical treatment.
What are the five Digital Media areas that we have focused on in Chapter 11.3
Internet search engines, Health and wellbeing apps/websites, Technology based-patient consultations, Virtual reality and symptom checkers.
What country won the very first FIFA World Cup in 1930?
Uruguay