What is insurance?
Definition of health insurance
Something to help pay for your medical bills for appointments, medicines, or even being hospitalized
Which insurance do you need to choose from a selection of providers and have a PCP?
HMO’s
What ‘procedure’ does health insurance cover?
Most hospital and doctors visits
Average cost of group insurance in the US?
$5,120
What can it protect you from
Unexpected medical costs
Which type of insurance offers you different providers to chose from and doesn’t cover out-of-network care except for emergencies?
EPO’s
What ‘digestive measure’ does health insurance cover?
Prescription Drugs
Average cost of individual insurance in the US?
$3,913
What do you risk if you don’t have health insurance?
Paying bills by yourself and putting you in a tricky situation financially.
Which health insurance typically costs less, can get in and out of network care, and has a smaller selection of providers?
POS’s
What help aid does health insurance cover?
Wellness care
Average cost of Medicaid in the US?
$9,221
What are three ways to get health insurance?
Through your employer (if they offer it), individual, or from the government.
Which insurance offers many providers, doesn’t require a PCP, and does not need a referral?
PPO’s
What help tools do health insurance cover
Medical devices
Average cost of Medicare in the US?
$11,930