BlockFi
Can we update addresses on BlockFi
No
What is the credit limit for OppFi, and how do i get a credit limit increase?
$1,000, no credit limit increases
What is the maximum amount of cash back you can get back?
$200
What is the annual fee?
No annual fee
What is the target FICO score needed to be approved
650-720
What is the issuing bank for BlockFi
Evolve Bank
How much is the Refer-a-friend bonus?
$0
When can you cancel a submited payment?
Once you submit a payment it can’t be canceled.
What spending categories receive 4% cashback?
Health, Wellness, and Lifestyle partners.
What are the 3 biggest ways TrueBill saves you money?
Cancelling Subscriptions, Bill Negotations, Avoiding Overdrafts
How many APR rates are there?
5
What is the APR for Oppfi?
35.99%
What is the annual fee for M1, and can it be waived?
$95 Annual Fee – (Waived for active M1 Plus Customers)
When is a soft pull conducted?
During the pre-qualification process.
How much do you need to spend, and in what amount of time, to qualify for the activation offer?
$200 within the first 30 days
What are the 4 different ways to pay?
App
Online Dashboard
Phone
What are the different payment methods we take, and how long are the holds?
ACH payments, and Check Payments
What are the 4 different APR margins?
11.74 Margin + Prime Rate
13.74 Margin + Prime Rate
17.74 Margin + Prime Rate
21.74 Margin + Prime Rate
What is the minimum you need to spend in order to receive a free MyFitnessPal & a 1-year Calm Membership?
Minimum of $500
TrueBill members have the option for Pay Advance, however there are 3 bank accounts that can not be verified to access this feature- what are they? Chime, Netspend, Greendot
Chime, Netspend, Greendot
What day did the BlockFi card launch?
06/21/2021
Who is the CEO of OppFi?
Jared Kaplan
What are the 4 different percentages for cash back rewards?
1.5%
2.5%
5%
10%
When does the offer for the free MyFitnessPal or 1-year Calm membership expire?
3/31/2023
Residents of what states are unable to apply?
Arizona, Hawaii, Iowa, New Mexico