Coverage Tiers
Comprised of coverages offered in a DRC or PLF policy
What is the Essentials Tier?
$0, $100, $250, $500, or $1000
What deductibles are available for the Scheduled Personal Property endorsement?
Needed to provide full coverage for the golf cart when driven on a public road
What is a GFM and Liability policy?
October 26, 2022
We deliver more than an insurance promise. We provide peace of mind and security with a personal touch.
What is the Mission & Purpose?
Unites that have PLF or DRC coverage and have replacement cost coverage for Unscheduled Personal Property (UPP)
What units are eligible for the Plus and Max coverage tiers?
Bats, bows, canoes, camping gear and equipment, climbing gear and equipment, hiking gear and equipment, kayaks, paddleboards, reels, rods, and ski gear
What types of items can be scheduled under Sports Equipment?
Available for golf carts that are in excellent working condition with a model year less than 12 years of age
What is replacement cost coverage?
January 1, 2023
When will the new coverage options be available for renewal business?
We put people first. We show compassion. We build trust. We collaborate. We improve.
What are the Guiding Beliefs?
Monetary reward for information from a third party leading to the recovery of stolen property in a covered loss
What is "Reward Coverage"?
Can be scheduled individually or as a set
How can trading cards be scheduled on the floater?
$500 or $1000
What are the deductible options available?
Earthquake, including land shock waves or tremors, before, during or after a volcanic eruption
What types of earth movement are covered?
We will be the insurance company of choice for team members, agents, and policyholders.
What is the Big Boal Goal?
30% of Coverage A is included for Loss of Use - Additional Living Expenses
What is the Plus Tier?
Bicycles, Electronic Assisted Bicycles, China/Crystal, Firearms, Motorized Vehicle for Handicapped Person, Sports Equipment, Trading Cards, Camera and Musical Instruments-Professional-Non-Professional
What classes are being introduced?
Collision, upset, and overturn
What are the added perils with the endorsement?
Only units that have Physical Loss Form (PLF) are eligible for this coverage
What types of units are eligible for Earthquake coverage?
Brandon Keller
Increased special limits of liability are $5000 for Saddlery, Tack ATV
What is the Max Tier?
Must be legally obtained nd operated
What are firearms?
Coverage will not be decreased over time
What is the stated replacement cost value?
Claims where the only damage is glass breakage; claims cause by remediated appliance-related water damage; Claims cause by weather; Claims that are not related to the dwelling; Claims paid under Equipment Breakdown, Buried Utility Lines Protection, and Computer Coverage
What type of claims will not be considered for qualification of the claims free discount?
Trey Hardy
Who is the Secretary/Treasurer, Sr Executive VP & Chief Financial Officer?