Mortgage
Credit
My New House
Stumbling Blocks
100

PITI

What is Principle Interest Taxes and Insurance?

100

Purchase a Car

What not to do before closing on a new home?

100

A French Term that means a street is closed at one end

What is a Cul de Sac?

100

Purchase New Car

What is:What not to do before closing?

200

3.5% Down Payment

What is an FHA Loan ?

200

640 

What is the Score needed for to purchase?

200

This housing cost is not tax deductible

What is rent?

200

A document listing your monthly income and budget

What is a Spending Plan?

300

Makes the Final Approval for the loan

Who is the Underwriter?

300

Fixed Expense

What are Utilities, Car Payment, Etc ?

300

These cost is included in your mortgage payment

What is Principle, Interest, Taxes, and Insurance?

300

Change Jobs

What is: What not to do before closing?

400

Loan is based on geographical locations

What is a USDA Loan?

400

www. annualcreditreport.com

Call 877-322-8228

Download and mail in the request form

What are (3) Ways to order a Free Credit Report ?

400

A cost charged for maintaining common areas, such as clubhouses, landscaping, pool, gym, etc.

What are HOA Fees?

400

Finish this sentence, If you fail to plan...

What is, you plan to fail?

500

The interest rate stays the same throughout the life of the loan

What is a Fixed Rate Mortgage?

500

Stays on credit report (2) years

What is an Inquiry?

500

This organization provides education, training, affordable loans and downpayment for homeownership

What is Virginia Housing?

500

Acquire New Credit

What is What not to do before closing?

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