Credit Cards
The Lowest Rate credit card
What is the Smart Options Credit Card?
The age you can pull from your retirement account with no penalty
What is 59.5 years old?
Small business free checking - maximum of 100 items per month
What is Basic Business Checking?
Fixed rate loan secured by a vehicle
What is an Auto Loan?
Credit Card that helps rebuild your credit
What is a Secured Credit Card?
Large balances, recent job change, inactive accounts, large transfers
What are Wealth Opportunities?
Personal savings account - minimum balance of $1,000 required to avoid service charge
What is a Money Market Savings Account?
Variable-rate, revolving line of credit secured by primary residence
What is a Home Equity Line of Credit (HELOC)?
Pays 1.5% cash back on every $1 spent
What is the Cash Rewards Credit Card?
Wealth product that can lock in a rate for 3-7 years and is principal protected
What is an annuity?
Free checking account for employees of business account holder
What is a Bank at Work checking account?
Fixed-rate loan used for home improvements to primary residence
What is a Home Improvement Loan?
$5 or 3% transfer fee
What is the balance transfer fee for all credit cards?
Running market simulations on Money Guide Pro to see if funds will last in retirement
What is basic retirement forecast?
Checking account that avoids monthly fee if client has a consumer loan of $25,000 or more
What is a Prestige Checking Account?
Variable-rate line of credit that protects checking account from overdraft
What is a Checkline Reserve?
Pays 2% cash back on gas and office supplies
What is Cash Rewards Business Credit Card?
Keeping funds liquid, some in short term CDs and some in longer term products
What is laddering?
Checking account that has no monthly fee if client has a direct deposit of $250 or more
What is a Select Checking Account?
First mortgage that is underwritten in the branch
What is a Money Saver Mortgage?