Credit
A numerical representation of a person's creditworthiness.
What is a credit score?
An _____ ______ is a brief, persuasive speech that you use to introduce yourself and your qualifications to potential employers or contacts.
What is the purpose of an elevator pitch?
This action is important to understand where your money is going and identify areas for potential savings.
Why is it important to track expenses?
Doing this helps you negotiate a fair salary based on market standards and your qualifications.
What is the importance of researching salary ranges?
This action can lower your credit score and stay on your credit report for up to seven years.
How can late payments affect your credit score?
This should include who you are, what you do, your unique selling points, and your career goals.
What should be included in an elevator pitch?
Common methods of this action include 50/30/20 rule, zero-based ____, and envelope ______.
What are some common budgeting methods?
Some tactics to _________ include showcasing your value, highlighting accomplishments, and remaining confident in your worth.
What are negotiation tactics for salary increase?
History, credit utilization, length of credit history, types of credit used, and new credit inquiries determine _____.
What factors determine a credit score?
Doing this provides opportunities for job referrals, mentorship, and industry insights.
How can networking benefit your career?
This involves distinguishing between needs and wants and allocating funds accordingly.
How can you prioritize expenses in a budget?
Knowing ___ ______ in salary negotiation helps you advocate for fair compensation based on your skills, experience, and market value.
What is the importance of knowing your worth in salary negotiation?
A credit ______ is a detailed record of a person's credit history, while a credit _______ is a numerical summary of that information.
What is the difference between a credit report and a credit score?
This involves customization for specific industries, roles, or networking events.
How can you tailor your elevator pitch for different audiences?
Strategies for __________ include maintaining an emergency fund and seeking alternative sources of income.
What are some strategies for dealing with unexpected expenses in a budget?
_____ _____ that can be negotiated for include flexible work hours, remote work options, and additional vacation days.
What are some non-monetary benefits that can be negotiated during salary negotiations?