Claims
A waitress comes into her place of work to have dinner with her family and slips and falls on the wet floor on her way out, which policy pays out?
General Liability
An ice cream company sells 50 pints of ice cream using expired milk and causes multiple people to get sick.
Products & Completed operations
Symbol 1
Any Auto
CGL
What is Lockton's annual employee celebration called?
State of the Companies
A Fed-Ex delivery van side-swipes multiple bikes causing all to be destroyed, which policy will pick up?
While renting a temporary office space, an employee accidentally starts a fire and causes $20K worth of damages to the building.
Damage to Premises Rented (Fire Damage)
What symbol would pick up for an employee driving their own vehicle for business use?
Symbol 9
EL
Employers Liability
Who is West's CEO
Tate McCoy
An employee is driving a fork-lift an accidentally drives it over another employee's foot, which policy pays out?
Workers' compensation
A local burger restaurant puts the McDonald's logo in their store-front sign to attract more customers, but McDonald's sues.
Personal & Advertising Injury
Scheduled Autos
Symbol 7
TPA
Third-Party Administrator
What are the two ways Lockton can generate revenue from a client?
Commission or Fee
A tree-trimmer cuts a branch off a large tree onto a vehicle and totals it, which policy pays out?
Tree-Trimmer's GL
A contractor working on-site drills through a water pipe and causes flooding to a nearby home-owner, incurring $760K in damages.
Occurrence
Symbol 2
Owned Autos
SIR
Self-Insured Retention
What is the platform that CSG uses to make graphics?
Workfront
Company A has a symbol 1 auto policy with a $5K comprehensive and collision deductible. An employee driving a company vehicle hits a building, causing $20K in damages to the building, $10K in damages to the vehicle, and $50K in medical expenses to the employee. What policies pay out and how?
Auto Liability - $20K, Auto Collision - $5K, Work Comp $50K.
A woman is walking to the restroom at a client's restaurant and a panel from the ceiling falls and hits her head. She is rushed the hospital and a scan shows that there is no injury, but bills of $3,000 are incurred and our client is concerned about a lawsuit.
Medical Expense
What symbol would pick up an employee renting a vehicle for company use?
Symbol 8
CSL
Combined Single Limit
What is Michael Manis's title?
Managing Director of Private Equity