All About Mark

Mortgage 101

All About Ryan and Insurance


Title 101


All About Emily and Jackie


100

Mark has this many dogs?

What is three

100

This is the lowest credit score Homesale can accept.  

What is 600.  FHA.  

100

Ryan has this many children

What is 2 Daughters.  Noelle and Sadie.  

100

This document is needed when a single person buys a property, gets married, then gets divorced before selling.  

What is a post-nuptial agreement.  

100

These items gross out Emily and she refuses to touch them.  

What are coins.  

200

Mark loves to do this activity whenever he can. 

What is play golf.

200

This person can act as a Co Borrower on a VA loan and still get 100% financing.  

What is a Spouse.  

200

This is the age that PA drivers are no longer considered "Juvenile Drivers" for most insurance companies.  

What is 25.  

200

This document is used when a property's chain of title is cloudy or questionable.  

What is a Action to Quiet Title.  

200

Jackie cannot do these activities. 

What is roller skate or ski.  

300

This is Mark's Wife's name. 

What is Christin.  

300

This type of loan can give a 2nd mortgage up to 5% of the purchase price to help with down payment and closing costs.  

What is a PHFA KFIT/KFLEX mortgage

300

This entity ultimately decides if a property is required to carry flood insurance.  

What is the Mortgage Company.  

300

Municipal liens stay on a property this many years. 

What is 20.  

300

The smell of this gives Emily a headache.

What is fresh cut grass.  

400

Mark hates this food more than any other because it's disgusting.  

What are mushrooms.  

400

This is the minimum down payment on a Conventional Mortgage.  

What is 3% if you are a first time homeowner, otherwise it's 5%.  

400

Ryan and his Wife have been married this many years.  

What is 14.  

400

This is the way two people take title when not married.  

Tenants in Common

400

Emily says she can eat this "like an apple".  

What is a tomato (gross)

500

Mark is typically available what hours of the day?

All of them.  24.  

500

Peeling paint, lack of handrails, no GFCI outlets near a water source, and trip hazards all have this in common.  

What are things appraisers call out on an FHA appraisal.  

500

This is the max age of a peaked roof for most homeowner's insurance carriers.

What is 15.  

500

True or False:  A Niece/Nephew fall under the 12% inheritance tax rate for siblings.  

TRUE

500

Jackie has this many pets and does this for fun.  

What is zero and crochets.  

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