Personal Finance
如果星星决定将钱存在银行里,并希望在她想用钱的时候可以随时将钱取出。她应该存入哪种类型的储蓄账户？
活期存款
假设星星将1000元存入银行， 年利率为5%。一年后他的银行账户中将有多少钱？
1050元
Which of the following scholars represents the modern institutional theory of economic growth?
Daron Acemoglu
As of 2018, which of the following most closely represents the percentage of total revenues the United States government receives from customs duties and protective tariffs?
A. 0.01 B. 0.09 C. 0.17 D. 0.32 E. 0.46
A. 0.01
As of 2018, the United States national debt held by the public was about what percentage of GDP?
A. 0.1 B. 0.75 C. 1.05 D. 1.17 E. 1.59
B. 0.75
假设经过了多年，星星积累了10万元的财富，他希望通过投资使财富增长，会有收益但是也有风险。风险与收益的关系是？
风险越高，收益越高
银行除了能进行储蓄和取款之外还有什么功能？
贷款服务，保险服务，货币兑换
Toward the end of 2013, the Federal Reserve announced that it would begin a process to taper off and eventually end quantitative easing. Economic theory would suggest that an end to quantitative easing would tend to decrease which of the following?
Over the past 50 years (1968 - 2018), which year had the highest official monthly unemployment rate in the United States?
A. 1975
B. 1982
C. 1993
D. 2009
E. 2010
A. 1975
Which two media giants announced plans to merge in 2017
合理且正确的使用信用卡的好处是？
如果按时还款，有助于建立良好的信⽤记录
银行为什么愿意支付利息给存款人？
以鼓励人们存款， 然后银行可以将这些资金贷款给他人．
According to the U.S. Energy Information Administration, what are the top three oil-producing countries in the world in 2018?
the U.S., Saudi Arabia, and Russia
According to a 2018 study by the OECD on wealth inequality, what is the correct ranking of the following three countries from highest average household wealth to lowest average household wealth?
In which of these years was the ratio of the US federal debt to GDP highest?
A. 1945
B. 1965
C. 1985
D. 2005
E. 2015
A. 1945
一家商场推出“分期免息”的促销活动，你打算购买一部8000元的手机。请分析这种购买方式的优点和风险，并说明你是否应该选择分期付款。
优点：免息分期不会额外增加成本；保留现金流应对其他开支。
风险：若收入不稳定，可能无法按期还款，影响信用记录；容易导致过度消费。
若无其他紧急财务需求且能按期还款，可选择分期。
你计划投资一项理财产品，年化收益率为5%。如果你投资10万元，想在10年后知道这笔钱的未来价值，请根据时间价值的公式计算结果
FV = 100,000 × (1 + 0.05)^10 = 100,000 × 1.62889 ≈ 162,889元。结论：10年后这笔钱将增值至约16.3万元。
2. Over the twelve month period ending March 1, 2015, which one of the following countries saw its currency depreciate by the largest percentage relative to the U.S. dollar?
In which part of the balance of payments has the U.S. often recorded a surplus since the mid-1970s?
A. net exports B. the financial account C. net exports and the current and financial accounts D. the current account E. None of the above has experienced a surplus
B. the financial account
Which country uses the rand for its currency?
Sarah正在决定是选择⼀份薪⽔很⾼但她不太感兴趣的⼯作，还是选择⼀份薪⽔不⾼但她梦寐以求的职业。在做出这个决定时，Sarah应该考虑什么？
工作满意度与财务目标之间的平衡
请列举生活中常见的流动资产和非流动资产，并说明它们的区别。
流动资产：如银行存款、现金、可转让的储蓄账户等；非流动资产：投资：1. 如股票、债券等 2. 实物资产：如房产、车辆等区别：流动资产易于快速变现，用于短期支出；非流动资产不易变现，通常用于长期投资或日常生活中的重大需求。
The group of countries and the European Union that was formed in 1999 to address international financial stability is called:
According to the United States Office of Management and Budget, in 2017 U.S. total federal spending was about what percent of GDP?
Real GDP growth (Annual percent change) of China in 2018 is approximately
А. 0.062
B. 0.066
C. 0.072
B. 0.066