Stock
What is Stock ?
A Stock is a ownership of a company that includes a claim on the company earnings
What is A Bond
Bond is A Loan to the Goverments or corporations
What is a Mutual Fund?
Pooled investments managed by professionals
What is a Savings Account?
s an account at a bank or credit union that is designed to hold your money
What is A Certificates of Deposit ?
Higher interest rates than regular savings accounts
Why should You use Stock ?
You Should use stock for potential capital gains from owning a stock that grows value over time
Is Bond a High Risk or Low Risk and Why?
Bonds are Generally lower risk than stocks
how does mutual funds work?
Mutual funds are defined as a portfolio of investments funded by all the investors who have purchased shares in the fund
A place for your emergency fund an emergency fund is an essential component of a healthy financial foundation.
Why Should You Use Certificates of Deposit?
You Should Use CD Because of The High Rates and the Guaranteed returns they have
Is Stock a good Investment ?
What are the different types of bonds?
Government, municipal, corporate bonds
why should i invest in mutual funds
You Should Invest in Mutual Funds because of the Economies of scale and Professional management
Is a Saving Account a high risk or Low risk and why?
A savings account is A Low-risk Because it's Federally insured
Is CD a high Risk or Low Risk and why ?
CD is A low Risk Because of The Opportunity cost you can earn in the Stock Market
Is Stock and High-Risk Taker?
Yes Because of The Potential for high returns
Do all bonds carry the same risk rating?
No, not all bonds carry the same Risk Ratings
Is Mutual Funds a High Risk or Low Risk and Why ?
Mutual funds are generally considered low-risk investments However Mutual funds is not risk free
Can a Savings Account have A Debit Card?
No You can't Because Debit Card is issued for A Checking Account
Should You Put Money In A CD Account or A Savings Account
You Should Invest in a Savings Account Because it can't mess up your credit
Can you time the stock market?
No you can't Because it to impossible to Time Because the stock goes up and down
Why should I hold bonds in my portfolio?
Bonds provide stability and ballast, and Bonds tend to be less volatile and less risky than stocks, making them a good source of income compared to stocks.
Can Mutual Funds Affect Your taxes
Mutual funds can affect your taxes in personal finance However Tax liability depends on Factors
Can A Savings Account Mess up your Credit Score
No, It Can't directly mess it up because it doesn't involve debit And banks Don't Report Savings Accounts
Can u Use A CD on your tax Papers?
Interest earned on a CD is taxable income