CBC
1920
What do CPQA. LSE, and BPPM stand for?
Credit Portfolio & Quality Assurance
Legal Structuring and Execution
Business Planning and Process Management
What is this week's 1yr PHP FTP?
5.875
What is the name of CBC's new mobile banking app?
My CBC
How many days should an account remain in Past Due status before it's classified as NPL?
91 days
What does PPSA stand for?
Personal Property Security Act
How many CBC branches are there?
648
Who is the appropriate approving authority for a PHP100Mn unsecured loan of a new client?
Crecom
The key difference between a surety and a guarantor is the benefit of _______.
Guarantor enjoys the benefit of Excussion, i.e., the creditor must first exhaust all legal remedies against the borrower before proceeding against the guarantor
What is Chinabank's stock ticker symbol?
CBC
When is the deadline to update the booking and payoff file?
Friday
A borrower voluntarily prepaid P100Mn in principal, to be applied in inverse order of maturity. What is the principal due at the new maturity date based on the following amortization schedule?
Year PHP (Mn)
1 - 20
2 - 20
3 - 20
4 -30
5 - 40
PHP10Mn
In what year did CBC became a publicly listed company?
1927
IBS is divided into 3 customer groups. What are they?
Corporate, Commercial and Small Business Loans
An 8-yr loan with a 5+3 pricing structure has an all-in interest rate of 7.0% for the first 5 years. What is the interest spread net of GRT, in bps, on the 4th year of the loan, based on the following FTP schedule?
Tenor FTP
1Y - 5.875
2Y - 6
3 - 6.125
4- 6.25
5- 6.375
8 - 6.5
27.5bps