SALES
What basic information do you need to start an auto quote?
Date of birth, address, first and last name.
Answering texts and voice mails
What is the minimum level liability in the state of Florida?
10K for property damage
What is a deductible?
The amount you are responsible for when you submit a claim
What is a standard hurricane deductible?
2%
How do you describe DSS?
A mobile beacon that monitors how well you drive and how much you drive.
What do you need to quote an added/change of car?
What does bodily injury cover?
Injury, loss of wages, pain and suffering.
A windshield deductible is______?
A. Free
B. Free of deductible
C: Cancellable offense
D. Illegal
B. Free of deductible
When is a four-point inspection required?
Home is older than 10 years
What is the last day of the month that you can set up insurance with an auto payment day of the 28th?
The 14th
Why is an Uninsured Motorist form required?
The state considers it mandatory
OR
there are two options, and you have to reject stacking
What is the starting limit of a personal liability umbrella?
One million
When can I change my deductibles?
Whenever
What are the water damage limits State Farm offer?
10K, 20K, 30K
What do we normally recommend when we write someone with a motorcycle?
Supplemental Health
(will also accept STDI or Life for 1/2 pts)
What do we need to process a cancellation?
A declarations page
What is the minimum limit for an Umbrella?
A. 25/50
B. 100/300
C. None
D. 250/500
D. 250/500
When is comprehensive and collision required?
When your car is financed
A. When it falls in your yard
B. When it lands on your neighbor's property
C. When the city demands it
D. When it lands on your home
D. When it lands on your home
Up to how many cars can you quote in ECRM?
Four Cars
Where can we easily see payment issues?
NECHO
What can happen when you don't have any/enough bodily injury?
Acceptable Answers:
-Lien on house
-Get sued
-Wages garnished
-Suspended License
What does comprehensive NOT cover?
A. Robbery
B. Hitting a 12-foot alligator
C. Hitting a fence
D. A river flooding and taking your car
C. Hitting a fence
What life insurance options do we have with no medical underwriting?
GIFE and Instant Issue