Credit
This is the best way to build good credit.
What is paying bills on time?
This is the primary purpose of a budget.
What is tracking expenses and managing savings?
This is a safety net to cover unexpected expenses like medical bills, car repairs, or job loss.
What is an emergency fund?
These are High-interest loans with unfair terms.
What is Predatory Lending?
This is how rent payments can help improve credit score.
What is self reporting?
This is another name for a budget.
What is a spending plan?
This is how much should you have in an emergency savings.
What is 3 - 6 months of living expenses?
The knowledge to manage personal finances effectively.
What is financial literacy?
This requires a deposit that becomes your credit line.
What is a secured credit card?
This is the first step to creating a budget.
What is track income and expenses?
The latest version of the iPhone is considered a NEED or a WANT?
What is a WANT?
Overspending, account neglect, ignoring credit, and not having an emergency fund.
What are common financial mistakes?
This is how you can access free weekly online credit reports from all three credit reporting agencies.
What is AnnualCreditReport.com
This is the suggested percentage rule to follow when creating a budget.
What is the 50-30-20 Rule?
This is a regular scheduled transfer to your savings account.
What is automated savings?
The steps are: defining objectives, establishing benchmarks, developing good habits, and regularly assessing.
What is setting realistic financial goals?
This is a great FREE tool to use to calculate loan payments and interest.
What is MoneyEDU offered by TwinStar Credit Union?
This is a great FREE tool to use for creating your budget.
What is MoneyEDU offered by TwinStar Credit Union.
This is a great FREE tool to see how long it will take to reach your short-term savings goal.
What is MoneyEDU offered by TwinStar Credit Unon?
This is a FREE financial education tool available to you as a Saint Martin's University Student.
What is MoneyEDU offered through TwinStar Credit Union