Investing Basics
What is investing?
A retirement account where your money grows tax-free
What is a Roth-IRA?
This index tracks the 500 largest U.S. companies
What is the S&P 500?
This strategy spreads money across different assets to reduce risk
What is diversification?
The earlier you start investing, the more time this has to work in your favor
What is compound interest?
A share of ownership in a company
What is a stock?
This account is sponsored by your employer for retirement
What is a 401k?
What is a Treasury Bond?
A high-risk, high-reward investing behavior often driven by hype
What is speculation?
The "Rule of " helps estimate how long it takes your money to do this
What is double?
An attribute of an investment that pays you regular income
Whwat is a dividend
A general-purpose investing account with no tax benefits
What is a brokerage account?
A low-cost, passively managed investment that tracks a market index
What is an index fund?
Investing regularly over time, no matter what the market is doing
What is dollar-cost averaging?
Reinvesting your dividends helps investment do this over time
What is grow faster (or compound)?
A basket of investment liks stocks, bonds, or other assets
What is an ETF or Mutual Fund?
The name of the brokerage account that Obioha partnered with for this education series
Who is Moomoo?
The term for owning part of a company's debt instead of its equity
What is a bond?
This is the chance you might lose money on an investment
What is invesment risk?
This term describes the effect of earning interet on your interest and existing investments
What is compounding?
A person who buys and sells investments for you
What is a broker or financial advisor?
The government requres you to take money out of this account after a certain age
What is a traditional IRA or 401k?
A type of ETF that uses debt and derivatives to maximize earnings
What is a leveraged ETF?
The age-old advice: "Don't put all your __ in one basket"
What are eggs?
Time in the market beats this
What is timing the market?