TERMS
The amount you pay for health care services before your health insurance begins to pay
What is the average cost of a basic primary care visit without insurance in the US?
$120
A type of health insurance that offers lower monthly premiums in exchange for a higher deductible.
High-deductible health plan (HDHP)
The oldest and largest health insurance company based in Cleveland, Ohio
Medical Mutual of Ohio (est. 1934)
In what city was I born?
Indianapolis
At what age are U.S. citizens eligible for Medicare?
65
What is the average cost of a hospital stay per day in the US?
about $3,000 per day
A temporary type of health plan designed to provide limited coverage for a specific period, typically less than a year.
Short-term medical insurance
The year that Medicare and Medicaid programs first signed into federal legislation
1965
In what state did I spend a majority of my childhood?
Georgia
Your main point of contact for healthcare, especially for routine care and preventive services.
PCP (Primary Care Provider)
What is the average cost of an ambulance ride with advanced life support in the US?
$1,300
A tax-advantaged savings account that allows individuals with high-deductible health plans to save money for qualified medical expenses.
HSA (Health Savings Account)
A U.S. federal law passed in 2010 that aimed to expand health insurance coverage and implement reforms to the health insurance market.
Affordable Care Act (ACA), aka "Obamacare"
What did I get a bachelor's degree in?
Media Communication
The highest amount of money you could pay during a 12-month coverage period for your share of the costs of covered services.
Out-of-pocket maximum
Medicare currently makes up 12.9% of total government spending. How much money did the federal government spend on Medicare in FY 2024?
$873.5B
Which Part of Medicare (A or B) covers outpatient care like doctor's visits, tests, and some outpatient medication?
Part B
The US president who signed a bill into law that established the Medicare and Medicaid programs
President Lyndon B. Johnson
Where did I go to college?
Indiana Wesleyan University
A refundable credit that helps eligible individuals and families cover the premiums for their health insurance when they purchase coverage on the Marketplace.
Premium Tax Credit (PTC)
What is the percentage of income that the government assumes an individual can contribute towards health insurance premiums?
8.5%
A type of health insurance plan that offers more flexibility since you can see providers outside the network and can see specialists without prior authorization from a PCP.
Preferred Provider Organization (PPO)
The year of the first recorded example of health insurance in the US
1850
What is the name of my cat?
Marina