General Fraud
This is where the customer is the victim
Third Party Fraud
Withdrawal from their Checking Account at a US Bank ATM
WOCATM
This is the way you log into IBAR
CIS > CESL > UserID and Token > IBAR > 5 > XAUD > Enter
CATG code - A posted signature-based transaction
PU
This is how you tell the difference between SIG and PIN Transactions?
PIN/SIG/ATM Column in Falcon
PIN Column in Falcon
CATG Column on CACY
Reference Number on CACY
This is where the bank is the victim
First Party Fraud
Balance Inquiry of their Savings Account at a non-US Bank ATM
BFSATM
Audit of Events - tracks all changes made to the card
XAUD
CATG code - A posted PIN-based transaction done at a merchant
PI
This is how you see if they went to an ATM verses using the PIN inside a store
CATG column on CACY
PIN/SIG/ATM column in Falcon
These are third party fraud types
Card Not Present
Lost Stolen
NRI
Counterfeit
Fraud App
ATO
Checking account withdrawal from a non-US Bank ATM
WFCATM
Card transactions for last 90 days; posted and pending
CACY
This is how you expand a posted charge
Place an S over the first 0 and hit enter
This mainframe session only shows card transactions
IBAR
Card Not Present
Withdrawal Savings Account at a US Bank ATM
WOSATM
Attempted Authorizations on all cards tied to the same checking account for last 90 days (JOA/JOO)
XDAH
In XDAH, under column T the "A" stands for this
AUTHORIZATION
This is why you need to go to XDAH
To see decline reasons, older auths that never posted, or auths on other cards linked to the same checking account
This type of fraud means the card was in a certain spot but now it's gone.
Lost/Stolen
Account Inquiry – Always for $0.00.
(They are just double checking the information provided or completing an account inquiry)
ASIG
Card Status Screen - manually place and remove blocks
CAMN
This is why you need to go to XDAH
To see decline reasons, older auths that never posted, or auths on other cards linked to the same checking account
This means the card was found on the dark web
9999