💲 Price Objections
"I can’t afford this right now."
We absolutely understand that affordability plays a huge factor into your decision.
While we strive to offer the best value for our services, we also want to ensure that they are accessible to everyone. We have several options available to help accommodate every situation, such as flexible payment plans, discounts, or alternative solutions. Please let me know if you are interested.
Credit repair doesn’t really work.
It absolutely can — when it’s done the right way. We use federal consumer protection laws that hold the credit bureaus accountable, which is why our clients see real improvements
“How fast will my score go up?”
👉 “Every credit report is unique. Some clients see progress within 30–45 days, while others take longer. The key is consistency — each round builds momentum toward your goals.”
“I tried another company before and nothing changed.”
👉 “I’m sorry you went through that. Not all companies work the same way. We use a hands-on, aggressive process and keep you updated so you’re never left in the dark.”
What employee was Born October 27, 1995? :P
mariiiiiaaannnaaaa (twin)
I saw another company cheaper.
I hear you. Some companies are cheaper, but many just send generic letters. We take the time to personalize every dispute and guide you through the process — that’s the difference between paying for letters and paying for real results.
This sounds like a scam.
I understand your concern. Real scams take money without providing service. We’re transparent, licensed, and provide updates and documentation every step of the way.
“Why is it taking so long?”
“Great question. Some items respond quickly, others take more persistence. That’s why we continue disputing round after round until we get the best possible outcome for you.”
“Last time, they charged me and never delivered.”
👉 “That’s very frustrating. The difference with us is full transparency — you’ll see documentation, updates, and progress you can actually track.”
What do you need if an ID does not match the clients address on file?
A proof of address
Why should I pay if results aren’t guaranteed?
That’s a fair question. By law, no one can guarantee results. What we do guarantee is our proven process, persistence, and thousands of success stories from clients who started right where you are.
How do I know you won’t just take my money?
That’s an important question. We provide written agreements, live support, and progress updates. Our business depends on results and referrals — not disappearing with anyone’s money. We have been in business for 12 years, this would not be possible if we were scamming clients. :)
“I need results by next month for a house/car.”
👉 “I wish I could promise that, but credit repair takes time. The sooner we get started, the better chance you’ll have to be prepared for your purchase — let’s move forward now.”
“My cousin said they paid for credit repair and it didn’t help.”
👉 “Everyone’s credit file is different. What didn’t work for them could absolutely work for you with a tailored strategy built for your situation.”
What do you do if a clients disputes did not print?
You have to Reprint the clients letters (usually Erika does this)
Can I just do this myself for free
Absolutely, it’s your right. Many clients try on their own but come to us because it’s time-consuming and confusing. We handle the laws, loopholes, and paperwork so you don’t have to.
I’ve heard credit repair is illegal.
Credit repair is 100% legal under the Fair Credit Reporting Act. What’s illegal is lying or creating false identities. We simply use the rights the law already gives you.
“I don’t want to wait, I need instant results.”
👉 “I hear you. There’s no legal way to instantly fix credit, but the fastest way to see results is to start now. The sooner we begin, the sooner progress happens.”
“I did this before, it didn’t work, why would it now?”
👉 “The difference is in the approach. We use updated strategies, persistence, and legal protections designed to help you. This time, it’s a stronger process.”
How many team members are there in total? (including yourself) 10 SECONDS ON THE CLOCK
18 :p
I don’t want another monthly bill.
I understand. Instead of thinking of it as another bill, think of it as an investment. A stronger credit score can save you hundreds each month in interest — often paying for itself many times over.
I don’t trust giving out my info. (IDS AND SS)
I understand. We only collect what’s required by the bureaus, and all your information is fully encrypted and protected. Your privacy and trust are our top priorities.”
Can I walk In?
Yes!... We do offer consultations at our office!... However,... for walk-ins, most appointments need to be scheduled in advance.
Since it sounds like you’re eager to get your credit repair services started sooner,... I highly recommend doing the consultation via Zoom or phone. In-person consultations are great,... but they can take 2-3 hours because we need to pull your reports, compile your consultation, and then review everything with you—so there's quite a bit of waiting, much like a doctor's appointment. With a Zoom or phone consultation, we can complete everything in about 15-20 minutes. Sounds good?”
“I’ve been burned before, why should I trust you?”
👉 “That’s a fair concern. The difference is our transparency — you’ll see the process, updates, and progress every step of the way so you always know where you stand.”
WHAT MONTH IS ASAP CREDIT REPAIR'S ANNIVERSARY?
SEPTEMBER