EASY
AVERAGE
DIFFICULT
2

True or False: 

Financial planning only involves saving money.

FALSE

It also includes budgeting, investing, managing debt, and more.

2

True or False

Poor financial habits can limit future opportunities.

TRUE

2

True or False: 

Financial literacy has no impact on decision-making.

FALSE

It improves financial decisions and future well-being.

3

Identification:

A term for creating a roadmap for financial goals.

FINANCIAL PLANNING

3

Identification:

One strategy included in financial planning. 

Saving (also acceptable: budgeting, investing, debt management)

3

Identification: 

A risk of poor financial habits that causes emotional strain.

STRESS AND ANXIETY

4

Situation:

You want to buy a phone next year. What’s the first financial step?

Set a savings goal and create a budget.

4

Situation:

You earn ₱500/week from tutoring. How can you avoid overspending? 

Track expenses and follow a weekly budget

4

Situation: 

Your family is facing financial instability. How might this affect your school life?

It may cause stress, affect focus, and limit access to resources.

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