Payment Systems
John Mulaney once joked that this P2P service, and its public transactions, was intended for unsavory business deals.
What is Venmo?
This Seinfeld character pretended to be an architect and a marine biologist. In reality, he worked for the New York Yankees.
Who is George Costanza?
What is a concentration?
This is the process by which plants and other organisms use sunlight to convert carbon dioxide and water into sugar and oxygen.
What is Photosynthesis?
Net income / average assets
What is the Return on Average Assets (ROAA)?
Launched in 2017, this P2P service's ownership includes Bank of America, Wells Fargo, and PNC Bank, to name a few.
What is Zelle?
This Friends character has a twin sister, wrote a song called Smelly Cat, and works as a masseuse.
Who is Phoebe Buffay?
This "C" of credit is a summary of the borrower's overall trustworthiness.
What is character?
This effect is known for weather radar and is apparent in moving sources of sound.
What is the Doppler effect?
Total adversely classified items / (tier one capital + allowance for credit losses).
What is the coverage ratio?
Jack Dorsey (of Twitter fame) also co-founded this shapely-company when his friend was unable to accept a credit card to complete a sale of glass faucets.
What is Square (aka Block)?
This Dunder Mifflin employee once wore a woman's suit, fell asleep at work after eating an entire family-sized chicken pot pie, and promised an entire class of third graders he would pay for their college if they graduated from high school.
Who is Michael Scott?
What is collateral?
This is the layer of the earth closest to us. Some people don't eat it.
What is the crust.
Loans reviewed / total loans
What is the penetration ratio?
This now-defunct P2P payment service, and a division of Fiserv, differed from other services by transactions impacting users checking accounts directly.
What is Popmoney?
This Everybody Loves Raymond mother once drove a car into her son's living room.
Who is Marie Barone?
This type of analysis is typically used to determine borrower's ability to service debt.
What is cash flow?
In physics, this is equal to mass times acceleration. Hopefully it's with you.
What is force?
(CDs over $250M + other borrowed money + foreign office deposits + securities sold under agreements to repurchase + federal funds purchased + insured brokered deposits - short term assets) / long term assets
What is the net noncore funding dependence ratio?
Dependency will not be accepted.
Started in 1998, you could, at first, could use this P2P service to pay your buddy by using the infrared ports on each other's Palm Pilots.
What is PayPal?
This peculiar scientist was a main character on two different sitcoms and eventually won a Nobel Prize in Physics.
Who is Sheldon Cooper?
Management has done this when they take an unpaid obligation is added to the principal balance of a loan.
What is capitalized interest?
Also commonly used to fill tires, this element makes up most of the air you're currently breathing.
What is nitrogen?
(Non-current loans and leases + other real estate owned) / (tier one capital + allowance for credit losses)
What is the Texas ratio?