Terms
What law in 2010 US law designed to expand access to health insurance also known as Obamacare
Affordable care act
What group of people was Medicaid expanded to?
Low income individuals
What was the main goal of the ACA?
To expand health insurance to uninsured Americans and strengthen existing coverage
What were patients able to have the choice of for their care?
Choice of doctors
Online platforms where people can shop for and compare health insurance plans under the ACA
Healthcare insurance marketplace (exchange)
What factor did the ACA no longer allow insurance companies to deny someone coverage for?
Pre-existing conditions
What things are considered as essential care
Regular doctor visits, preventive care, prescription medication
What’s is Medicare?
is a federal health insurance for seniors (65+) and younger people with disabilities, regardless of income
The ACA rule that required most Americans to have health insurance or pay a penalty (now $0 federally)
Individual mandates
The ACA allow children and young adults to be covered on their parents insurance up to what age
26
What are the two main government provided health insurance programs?
Medicare and Medicaid
What is medicaid?
Medicaid is a joint federal-state program for low income individuals and families, with eligibility and benefits
Healthcare services like screenings, vaccines, and check ups that ACA plans must cover at no extra cost
Preventive services
What did the ACA allow patients to do if they’re coverage was denied or they did not agree with the insurance companies decisions
The right to appeal
When was the ACA signed into legislation?
2010
What limits did the ACA end in terms to limiting cost on coverage?
Lifetime limits
The ACA protection that stopped ensures from denying coverage or charging more due to past or current illnesses
Pre-existing conditions protection
What did you have to pay if you did not buy insurance
Penalty
What did the ACA support to improve the quality of a patient’s care?
Biomedical research
What is the percentage of the poverty rate that you have to be under to qualify for Medicare? (Hint: it is over 100)
133%