Names
What is the full name of the applicant?
Alice M. Fernandez
5815 (S. Sterling Street)
What bank is Alice applying to for a credit card?
Gold Standard Bank
What type of credit card is Alice applying for?
VISA
Besides Visa, what is the name of the other major credit card company?
MasterCard
What city does Alice live in?
Tempe
How long did Alice live at 10811 East Portabello Avenue?
16 years, 5 months
On what street is the Starbucks that Alice works?
South Mill Street
About how much money does Alice earn from dog walking each year?
$2,400 ($200 x 12)
Why is there a microchip on the front of credit cards?
To provide extra security.
What city did Alice live in for more than 16 years?
Mesa
What is Alice's gross monthly income as a barista?
$1,500
What is the area code of Alice's telephone number?
480
What is Alice's total monthly income from both jobs.
$1,700 ($1,500 from Starbucks and $200 from dog walking)
What happens if you don't pay off your credit card bill within 25-30 days?
You get charged an extra fee for interest.
What is Alice's landlord's name?
Raphael Arafa
What is the account number of Alice's checking account?
10005585
How many creditors does Alice have.
None. She does not have any creditors.
How much rent will Alice pay for an entire year at her present address?
$9,000 ($750 x 12)
Explain what a credit limit is?
It's how much money you can borrow using that credit card.
What is the name of the bank where Alice has her savings account?
Premium Bank
How much rent will Alice pay for an entire year at her present address?
$9,000 ($750 x 12)
Name Alice's two sources of income.
(1) She is a barista at Starbucks and (2) she is a dog walker.
If Alice filled out her application in June of 2025, approximately how old was she?
24 (she was born in June of 2001)
How are credit cards given out by businesses different than credit cards given out by banks?
Credit cards from businesses can only be used at that business. Bank credit cards can be used at many places.