OBSCURE ENDORSEMENTS
This endorsement is essential for those who run a side-hustle from their garage or spare bedroom.
What is a Home Business Endorsement?
In 1912, this "unsinkable" ship resulted in a payout of roughly $5 million from Lloyd’s.
What is the Titanic?
In Utah, if you have even one employee (even part-time), you are legally required to carry this type of insurance.
What is Workers' Compensation?
Known to appear in offices and disappear without a trace, this office mascot must be hidden in a new location the moment its current 'host' spots it.
What is the Office Rooster?
The animated reptile with a Cockney accent who has been on TV since 1999.
Who is the GEICO Gecko?
If high-value jewelry or vintage watches exceed standard limits, you need this "scheduled" addition.
What is a Personal Property Floater (or Inland Marine)?
After this "King of Pop" passed away in 2009, AEG Live had a massive "Non-Appearance" claim because his tour couldn't happen.
Who is Michael Jackson?
As of 2025/2026, Utah law requires this minimum dollar amount for Property Damage liability (up from the old $15,000 limit).
What is $25,000?
The specific year our agency/office first opened its doors.
What is 1994?
Bruce Springsteen insured this specific body part for $6 million in the 1980s.
What are his vocal cords?
This endorsement protects a company if an employee steals money or property from the business.
What is a Commercial Crime (or Employee Dishonesty) Endorsement?
This food giant faced a $2.86M jury award over a claim involving coffee temperature.
What is McDonald's?
To maintain a resident producer license in Utah, you must complete this many hours of Continuing Education (CE) every two years.
What is 24 hours? (Bonus: 3 must be in Ethics!)
How many locations has Protective Insurance had?
This retired NFL quarterback, known as "The Sheriff," is a long-time spokesperson for Nationwide and famously sang their jingle about a chicken parm sandwich.
Who is Peyton Manning?