Know Your Limits
CIBC Credit Cards
COINS Procedures
Personal Accounts
Foreign Transactions
100

A debit for this amount or more, including wire transfers or bank drafts would be considered high risk and require a OTVC.

What is $3000  

100

This Credit card is ideal for consolidating your balances having low interest rates on purchases and cash advances.

What is a Visa Select Card

100

To make a cable/wire transfer through COINS you would have to select these prompts.

11 (Foreign exchange) – 12 (Cables)

100

The CIBC Smart Account has a monthly fee of this amount.

What is $16.95

100

The following instructions is applicable to this Foreign exchange transaction:
-Function - Foreign Exchange - Go
- Select Buy Cash from Customer
- Select USD Currency on drop down
-Enter USD Amount
-Enter "To" where you are paying out the CAD equivalent
- Press Calculate - tell your client the rate
- Accept and Post

Buying US Cash from a Customer

200

This form is used when a client request for a withdrawal of $10,000 or more and would be signed by the client after the request has all the proper approvals in place to allow the transaction.

What is a Waiver–Large Cash Withdrawal form

200

This Credit Card lets you redeem you points flexibly for flight rewards with Air Canada and its partner airlines, earning 1 point with Air Canada per dollar spent

CIBC Aeroplan Visa Card

200

To add a stop payment on an account through COINS you would have to select these prompts.

31 (Stops/Holds/Hypothecations/Messages) – 1 (Add) – 3 (Stop Payment)

200

The CIBC Smart Account has a monthly statement fee of this amount.

What is $2.25

200

When Withdrawing or depositing US Cash from or to a USD Account you must update IDT through these COINS Prompts.

11(Foreign Exchange) - 3(Direct Acc with IDT)

300

According to Standard cash limits, cash limits are based on the minimum amount needed to serve clients. Maximum limits are the total Canadian notes and coin, and U.S. and other foreign currency notes. This amount would be the maximum drawer limit for a CSR.

What is $3000

300

This Credit Card has a $0 annual fee and has a standard earn of 0.5 points per dollar spent

CIBC Aventura Visa Card

300

After processing a USD cheque on CBFE  you will need to post a buy transaction on COINS using these prompts.

11 (Foreign exchange) – 2 )(Counter buy)

300

This CIBC account allows up to 18 transactions for $4.00 per month with a $1.25 fee applicable for each additional transaction over 18 & has free paperless statements.

What is the CIBC Everyday Chequing Account

300

When a client wants to send money internationally one option is by a wire transfer in branch, but this option charges a fee.
 This other available option through on-line banking has a $0 dollar fee and allows you to send money to 130 different countries.

CIBC Global Money Transfer 

400

This amount is the Maximum 5-minute DATL currency limit for a CSR

What is $20,000

400

This Credit Card earns you more where you spend the most, earning 1.5 points for every dollar spent in your top 3 categories

CIBC Adapta Mastercard

400

To make a loans payout through COINS you would have to select these COINS prompts.

22 (Retail lending) – 2 (Payout)    

400

Maintain a minimum end of day account balance of this amount each day for that month, in any CIBC Smart Account and you will receive a monthly account fee rebate of $16.95 on up to 3 CIBC Smart accounts.

What is $4000

400

These COINS prompts will direct you to creating a foreign draft where clients can make bank drafts in foreign currencies such a USD draft.  

COINS 11(Foreign Exchange) - 15(Draft)

500

A Clients Access To Deposited Funds is based on this score which is based on their credit bureau report. The higher the score the more access they could have to deposited funds.

What is a CRI Score

500

This Credit Card has no limit on total cash back you can earn, has a 0% annual fee, only having a 0.5% standard earn per dollar spent.

CIBC Dividend Visa Card

500

 These COINS prompts allow you to view FX Transactions such a C-List, Buy transactions, Cables, etc. Provided you input a Serial # or locator I.D. From here you can correct incorrect C-list or Buy transactions.

11 (Foreign exchange) – 9 (FX Trans inquiry)

500

What is the current promotional rate for a first time CIBC eAdvantage account for the first 3 months.

What is 4.60%

500

If you've done any foreign transactions through-out the day in order to balance you will have to post this through COINS 11 (Foreign exchange) - 8 (Balancing) - 4 Than F6 to POST TO COLT. Also known as your "back up blotter" you are posting this  

Operator Daily FX Posting Totals
or
FX Posting Totals

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